7430 S Phillips Ave, Chicago, IL 60649 Property Records

Cook County property record for 7430 S Phillips Ave, Chicago, IL 60649

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1920
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2022)
Tax Bill	$1,059 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-30-115-025`

Property Details

APN / Parcel Number

Primary APN	`21-30-115-025`
Alternative APN	`21-30-115-025-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1922
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,700 sqft (0.062 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7430 S PHILLIPS AVE
City	CHICAGO
State	IL
Zip	60649-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Range	15E
Legal Township	38N
Legal Section	30
Legal Subdivision	SOUTH SHORE SUB OF N FRACL HALF OF FR
Legal Block	4
Legal Lot Number	35
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	431302

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6402 S LAFLIN ST, CHICAGO, IL 60636-2828
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 14, 2022	Warranty Deed, Transfer · FHA Mortgage THE HOME LOAN EXPERT LLC
Nov 18, 2021	Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	202255066
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7430 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 S PHILLIPS AVE, CHICAGO, IL 60649-3722

Mortgage

Document Number	0032606286
Date	Nov 22, 2023
Instrument	2332606286

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 14, 2022
Property Address	7430 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Document Number	0031855066
Instrument Date	Sep 15, 2022
Instrument	2231855066
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 WAVERLY LN, 1940, ALGONQUIN, IL 60102-5145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 S PHILLIPS AVE, CHICAGO, IL 60649-3722

Mortgage

Document Number	0031855067
Date	Nov 14, 2022
Instrument	2231855067

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.75%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 18, 2021
Property Address	7430 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Document Number	0032242183
Instrument Date	Nov 9, 2021
Instrument	2132242183
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 WAVERLY LN, ALGONQUIN, IL 60102-5145

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,600 (+212%) Land $2,025 Building $13,575	$156,000 (+212%) Land $20,250 Building $135,750
2023	$1,059.00 (+3.02%)
2022	$1,028.00	$5,000 Land $3,375 Building $1,625	$50,000 Land $33,750 Building $16,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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