Clay County property record for 7430 Nectar Ln, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,898 sqft · built 2001 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-24-007026-002-23 |
| Primary APN | 09-08-24-007026-002-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,898 sqft Heated Area |
| Gross Area | 2,586 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7430 NECTAR LN |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 23 M LAKE ESTATES AS RECO R 1594 PG 1479 & 2148 PG 1117 |
| Legal Range | 24 |
| Legal Township | 08 |
| Legal Section | 09 |
| Legal Subdivision | LAKE ESTATES |
| Legal Tract | 23 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 31105 |
7430 Nectar Ln is owned and occupied by two individuals who acquired it in January 2003.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7430 NECTAR LN, KEYSTONE HEIGHTS, FL 32656-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2003 |
| Deed Sale | Jan 24, 2003 |
| Deed Document Number | 200304652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 7430 NECTAR LN, KEYSTONE HEIGHTS, FL 32656-7726 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 7430 NECTAR LN, KEYSTONE HEIGHTS, FL 32656-7726 |
| Document Number | 0044411861 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 4441/1861 |
| Instrument | 2021022273 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 7430 Nectar Ln was $1,920 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 Homeowner's exemption | $166,038 | $367,593 Land $87,991 Building $279,602 |
| 2023 | $2,103.00 (+9.3%) Homeowner's exemption | $156,660 (+3%) | $355,459 (+27.46%) Land $78,993 Building $276,466 |
| 2022 | $1,924.00 Homeowner's exemption | $152,098 | $278,881 Land $53,995 Building $224,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7430 Nectar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7430 Nectar Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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