Osceola County property record for 7430 Bent Tree Loop, Harmony, FL 34773 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,211 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $427,900 (2024) |
| Tax Bill | $5,463.00 (2025) |
| Primary APN | 3226323596000L0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,211 sqft Heated Area |
| Gross Area | 2,790 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 105 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 7430 BENT TREE LOOP |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK L LOT 6 |
| Legal Phase | 1 |
| Legal Block | L |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 3226323596000L0060
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 7430 BENT TREE LOOP, HARMONY, FL 34773-6200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US MORTGAGE CORP |
| Oct 07, 2024 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage US MORTGAGE CORP |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2024 · Amount on Record |
| Deed Sale | Oct 07, 2024 · Amount on Record |
| Deed Doc Number | 2024128242 |
| Deed Book / Page | 6676 / 1061 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7430 BENT TREE LOOP, HARMONY, FL 34773-6200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3532 BONAIRE BLVD, KISSIMMEE, FL 34741-2629 |
| Document Number | 0067230047 |
|---|---|
| Date | Jan 09, 2025 |
| Book Page | 6723/47 |
| Instrument | 2025003046 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 07, 2024 |
| Property Address | 7430 BENT TREE LOOP, HARMONY, FL 34773-6200 |
| Document Number | 0066761061 |
| Book / Page | 6676 / 1061 |
| Map Reference | MB 32 PG 120-133 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024128242 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,995.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 7430 BENT TREE LOOP, HARMONY, FL 34773-6200 |
| Document Number | 2024128243 |
|---|---|
| Date | Oct 07, 2024 |
| Instrument | 2024128243 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2054 |
| Document Number | 0066761077 |
|---|---|
| Date | Oct 07, 2024 |
| Book Page | 6676/1077 |
| Instrument | 2024128244 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2034 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,463.00 (+682.66%) | $342,900 (+585.8%) Land $60,000 Building $282,900 | $342,900 (+585.8%) Land $60,000 Building $282,900 |
| 2023 | $698.00 (+1,044.26%) | $50,000 (+1,036.36%) Land $50,000 | $50,000 (+1,036.36%) Land $50,000 |
| 2022 | $61.00 | $4,400 Land $4,400 | $4,400 Land $4,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 72 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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