7430 109th Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 7430 109th Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,174 sqft · built 1986
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Dec 2024)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-34-0064`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-34-0064`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,174 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,174 sqft
Basement Area	790 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7430 109TH AVE N
City	CHAMPLIN
State	MN
Zip	55316-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 005 A HELMER ADDN 75 X 125
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	34
Legal Subdivision	HELMER ADDN
Legal Block	5
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	4
Census Block	4007
Census Tract	26908

Owner

7430 109th Ave N is owned and occupied by an individual who bought it in December 2024.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage NEW MARKET BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIREFLY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	202411333761
Prior Transfer Date	Jun 3, 2021
Prior Transfer Doc	0010970954
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A11256849
Date	Jan 10, 2024
Instrument	A11256849

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 9, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 1, 2022
Property Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Document Number	0A11114064
Instrument Date	May 18, 2022
Instrument	A11114064
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Investor	Possibly a Property Investor

Mortgage

Document Number	0A11114065
Date	Jun 1, 2022
Instrument	A11114065

Lender

Name	NEW MARKET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Document Number	0010850389
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7430 109TH AVE N CHAMPLIN MN 553163815, CHAMPLIN, MN 55316-3815

Mortgage

Document Number	0010850389
Date	Oct 7, 2020
Instrument	10850389

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 6, 2025

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Document Number	0010583745
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7430 109TH AVE N CHAMPLIN MN 553163815, CHAMPLIN, MN 55316-3815

Mortgage

Document Number	0010583745
Date	Aug 16, 2018
Instrument	10583745

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7430 109TH AVE N, CHAMPLIN, MN 55316-3815
Document Number	0010583744
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7340 109TH AVE N CHAMPLIN MN 553163814, CHAMPLIN, MN 55316-3814

Mortgage

Document Number	0010583744
Date	Aug 16, 2018
Instrument	10583744

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 7430 109th Ave N was $4,393, down 17.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,393.00 (-17.76%)	$369,600 (-2.58%) Land $90,300 Building $279,300	$369,600 (-2.58%) Land $90,300 Building $279,300
2024	$5,342.00 (+42.99%)	$379,400 Land $108,200 Building $271,200	$379,400 Land $108,200 Building $271,200
2023	$3,736.00 Homeowner's exemption
2022		$336,000 Land $96,000 Building $240,000	$336,000 Land $96,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7430 109th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7430 109th Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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