743 Valencia Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 743 Valencia Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,715 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,105 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`167-04-01-012-000`

Property Details

APN / Parcel Number

Primary APN	`167-04-01-012-000`
Alternative APN	`12247`

Interior

Stories	1 Story
Building Area	2,715 sqft Living Area
Gross Area	3,848 sqft
1st Floor Area	2,165 sqft
2nd Floor Area	550 sqft

Exterior

Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	342 sqft
Deck Area	377 sqft
Patio Area	377 sqft

Location & Zoning

Account Number	12247
Street Address	743 VALENCIA RD
City	RIDGEWAY
State	SC
Zip	29130-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-1
Legal Description	743 VALENCIA ROAD PLAT: 605 - 1016
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3004
Census Tract	960301

Owner

Source: Fairfield County records · APN 167-04-01-012-000

Assessment roll updated March 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	743 VALENCIA RD, RIDGEWAY, SC 29130-9348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Mar 09, 2026	Intrafamily Transfer, Transfer
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit RESOURCE FIN'L SVC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000000530
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Recording Date	May 01, 2026
Property Address	743 VALENCIA RD, RIDGEWAY, SC 29130-9348
Document Number	0000000972
Book / Page	1731 / 137
Instrument Date	Apr 27, 2026
Instrument	2026972
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 VALENCIA RD, RIDGEWAY, SC 29130-9348

Mortgage

Document Number	0000000972,
Date	May 01, 2026
Book Page	1731/137
Instrument	2026972

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 27, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Mar 09, 2026
Property Address	743 VALENCIA RD, RIDGEWAY, SC 29130-9348
Document Number	0000000530
Book / Page	1724 / 156
Instrument Date	Feb 26, 2026
Instrument	202600000530
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 VALENCIA RD, RIDGEWAY, SC 29130-9348

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	743 VALENCIA RD, RIDGEWAY, SC 29130-9348
Document Number	0000001473
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 VALENCIA RD RIDGEWAY SC 291309348, RIDGEWAY, SC 29130-9348

Mortgage

Document Number	0000001473
Date	Jul 17, 2020
Book Page	001418/000155
Instrument	1473

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (+18.86%)	$21,564 (+118.97%) Land $1,200 Building $20,364	$539,100 (+118.97%) Land $30,000 Building $509,100
2024	$1,771.00 (-2.32%)	$9,848 (-) Land $1,200 Building $8,648	$246,200 (-) Land $30,000 Building $216,200
2023	$1,813.00 (+9.55%)	$9,848 (-) Land $1,200 Building $8,648	$246,200 (-) Land $30,000 Building $216,200
2022	$1,655.00	$9,848 Land $1,200 Building $8,648	$246,200 Land $30,000 Building $216,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 2 locations within half a mile of this property.

Nearby Properties on Valencia Rd

Nearby Streets

All Ridgeway, SC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures