St. Johns County property record for 743 Mandarin Ter, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,840 sqft · built 2011 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Sep 2023) |
| Tax Bill | $6,620 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288108-4690 |
| Primary APN | 288108-4690 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,254 sqft |
| 1st Floor Area | 1,840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 743 MANDARIN TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 469 OR5820/1739 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK WEST UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 469 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288108-4690
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 HARVEST RIDGE RD, HOWELL, NJ 07731-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME LOANS LLC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Sep 06, 2011 · Amount on Record |
| Deed Document Number | 202370396 |
| Deed Book / Page | 5820 / 1739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 06, 2023 |
| Property Address | 743 MANDARIN TER, SAINT AUGUSTINE, FL 32092-2808 |
| Document Number | 0058201739 |
| Book / Page | 5820 / 1739 |
| Map Reference | MB 57 PG 73-81 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023070396 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 RIVERSHORE LN, ST AUGUSTINE, FL 32084-2315 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 75 HARVEST RIDGE RD, HOWELL, NJ 07731-4026 |
| Document Number | 0058201741 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 5820/1741 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 743 MANDARIN TER, SAINT AUGUSTINE, FL 32092-2808 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 743 MANDARIN TER, SAINT AUGUSTINE, FL 32092-2808 |
| Document Number | 0054660696 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 5466/696 |
| Instrument | 2022003395 |
| Name | POLARIS HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SPRINGFIELD, MA 01144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 743 MANDARIN TER, SAINT AUGUSTINE, FL 32092-2808 |
| Document Number | 0047811336 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 346 TINTAMARRE DR ST AUGUSTINE FL 320921169, ST AUGUSTINE, FL 32092-1169 |
| Document Number | 0047811336 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 004781/001336 |
| Instrument | 61622 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 19, 2034 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,895 (-1.18%) Land $85,000 Building $244,895 | $329,895 (-1.18%) Land $85,000 Building $244,895 | |
| 2025 | $6,620.00 (+4.71%) Homeowner's exemption Widower's exemption | $333,828 (+112.53%) | $333,828 (-1.05%) Land $90,000 Building $243,828 |
| 2024 | $6,322.00 (+58.57%) | ||
| 2023 | $3,987.00 (+3.08%) Homeowner's exemption | $157,070 (+3%) | $337,362 (+8%) Land $100,000 Building $237,362 |
| 2022 | $3,868.00 Homeowner's exemption | $152,495 | $312,365 Land $75,040 Building $237,325 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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