7429 Chagrin Rd, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 7429 Chagrin Rd, Chagrin Falls, OH 44023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,387 sqft · built 1950
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2026)
Tax Bill	$7,043 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-186800`

Property Details

APN / Parcel Number

Primary APN	`02-186800`
Alternative APN	`002750-2`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,387 sqft Living Area
1st Floor Area	2,148 sqft
Upper Floors Area	849 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	2,108 sqft
Unfinished Basement	1,380 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	152,460 sqft (3.5 acres)
Garage Area	1,555 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	500 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002750-2
Street Address	7429 CHAGRIN RD
City	CHAGRIN FALLS
State	OH
Zip	44023-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	LOT- 40 TR-1
Legal Subdivision	TRACT NO 1
Legal Tract	1
Legal Lot Number	40
Jurisdiction	GEAUGA OH
Township / Civil Division	BAINBRIDGE
Census Block Group	1
Census Block	1005
Census Tract	311700

Owner

7429 Chagrin Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Geauga County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7429 CHAGRIN RD, CHAGRIN FALLS, OH 44023-4434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Construction Mortgage HOME FEDERAL BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Apr 26, 1999 · Amount on File
Deed Document Number	20261049466
Deed Book / Page	2225 / 1400
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 20, 2026
Property Address	7429 CHAGRIN RD, CHAGRIN FALLS, OH 44023-4434
Document Number	0001049466
Book / Page	2225 / 1400
Instrument Date	Jul 9, 2026
Instrument	20261049466
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	7429 CHAGRIN RD, CHAGRIN FALLS, OH 44023-4434

Mortgage

Document Number	0001049466,
Date	Jul 20, 2026
Book Page	2225/1404
Instrument	20261049466

Lender

Name	HOME FEDERAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Apr 1, 2057

Interest

Rate	6.48%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7429 CHAGRIN RD, CHAGRIN FALLS, OH 44023-4434
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021132458
Date	Jan 13, 2021
Book Page	2113/2458
Instrument	202100975982

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7429 Chagrin Rd was $7,043 with a homeowner's exemption, up 0.4% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Bainbridge Township
Unified School District	Kenston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,043.00 (+0.41%)	$130,800 (-) Land $34,340 Building $96,460
2024	$7,014.00 (+11.4%) Homeowner's exemption	$130,800 (-) Land $34,340 Building $96,460
2023	$6,296.00 Homeowner's exemption	$130,800 (+18.79%) Land $34,340 Building $96,460	$373,700 Land $98,100 Building $275,600
2022		$110,110 Land $27,580 Building $82,530
2021	$6,777.00
2020			$314,600 Land $78,800 Building $235,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7429 Chagrin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7429 Chagrin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Windstream.

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