7428 Rte M, Jefferson City, MO 65101 Property Records

Cole County property record for 7428 Rte M, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1959
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,600 (Jun 2019)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03-06-0001-002-001`

Property Details

APN / Parcel Number

Primary APN	`13-03-06-0001-002-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,357 sqft
Basement Area	1,213 sqft
Unfinished Basement	1,213 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7428 ROUTE M
City	JEFFERSON CITY
State	MO
Zip	65101-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEYS 2 LOT 1
Legal Range	10W
Legal Township	43N
Legal Section	06
Legal Subdivision	BAILEYS SUBDIVISION TWO
Legal Lot Number	1
Jurisdiction	COLE MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3003
Census Tract	20198

Owner

Source: Cole County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jun 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MID AMERICA BANK
Jan 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Jun 4, 2019	Warranty Deed, Transfer · Stand-Alone Refinance MID AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20194335
Deed Book / Page	698 / 666
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Recording Date	Aug 31, 2026
Property Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Document Number	0000008053
Book / Page	783 / 884
Instrument Date	Aug 26, 2026
Instrument	20268053
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008053,
Date	Aug 31, 2026
Book Page	783/884
Instrument	20268053

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2046

Interest

Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000698/667
Date	Jun 4, 2019
Book Page	698/667
Instrument	201904336

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	720/638
Date	Jan 12, 2021
Book Page	720/638
Instrument	20210434

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jun 4, 2019
Property Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Document Number	698/666
Book / Page	698 / 666
Instrument Date	May 31, 2019
Instrument	201904335
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7428 ROUTE M, JEFFERSON CITY, MO 65101-9353
Investor	Possibly a Property Investor

Mortgage

Document Number	698/667
Date	Jun 4, 2019
Book Page	698/667
Instrument	201904336

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Taos City
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,400 (+4.81%) Land $3,900 Building $20,500
2025	$1,395.00 (+14.25%)	$23,280 (-) Land $3,720 Building $19,560	$128,600 (+4.98%) Land $20,600 Building $108,000
2023		$23,280 Land $3,720 Building $19,560	$122,500 Land $19,600 Building $102,900
2022	$1,221.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2015–2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 4 serves 7,568 people · EPA ID MO3024163
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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