Lorain County property record for 7428 Oberlin Rd, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,159 sqft Living Area |
| Lot Size | 57,499 sqft (1.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2024) |
| Tax Bill | $2,259.00 (2025) |
| Primary APN | 05-00-056-000-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,159 sqft Living Area |
| Gross Area | 1,231 sqft Gross Area |
| 1st Floor | 644 sqft 1st Floor |
| Upper Floors | 515 sqft Upper Floors |
| Basement Area | 644 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 57,499 sqft (1.32 acres) |
| Porch Area | 260 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Street Address | 7428 OBERLIN RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FROM -042 LAND CONTRACT 8/5/19 20190724862 |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 56 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AMHERST |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 50100 |
Source: Lorain County records · APN 05-00-056-000-057
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7428 OBERLIN RD, ELYRIA, OH 44035-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Apr 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST FED SAVINGS & LOAN ASSN OF LO |
| May 04, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on Record |
| Deed Sale | Apr 12, 2024 · Amount on Record |
| Prior Sale | Mar 31, 2000 · Amount on Record |
| Deed Doc Number | 20249776 |
| Prior Transfer Date | Oct 25, 2013 |
| Prior Transfer Doc | 0000484228 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7428 OBERLIN RD, ELYRIA, OH 44035-1902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7428 OBERLIN RD, ELYRIA, OH 44035-1902 |
| Document Number | 0000076913 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-0076913 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | LORAIN, OH 44053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 12, 2024 |
| Property Address | 7428 OBERLIN RD, ELYRIA, OH 44035-1902 |
| Document Number | 0000009776 |
| Instrument Date | Apr 08, 2024 |
| Instrument | 2024-0009776 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | NEWMAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7428 OBERLIN RD, ELYRIA, OH 44035-1902 |
| Document Number | 0000009777 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2024-0009777 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 7428 OBERLIN RD, ELYRIA, OH 44035-1902 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 108 W MAIN ST, SOUTH AMHERST, OH 44001-2924 |
| Document Number | 0000873943 |
|---|---|
| Date | May 04, 2022 |
| Instrument | 2022-0873943 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 138 Months |
| Due | Nov 13, 2033 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,259.00 | $52,580 (+0.01%) Land $21,000 Building $31,580 | $150,210 (-) Land $59,990 Building $90,220 |
| 2024 | $2,259.00 (+26.34%) | $52,574 (+48.87%) Land $20,997 Building $31,577 | $150,210 (+48.87%) Land $59,990 Building $90,220 |
| 2023 | $1,788.00 (-0.83%) | $35,315 (+0.01%) Land $19,502 Building $15,813 | $100,900 (-) Land $55,720 Building $45,180 |
| 2022 | $1,803.00 | $35,310 Land $19,500 Building $15,810 | |
| 2021 | $100,900 Land $55,720 Building $45,180 |
7428 Oberlin Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 31st in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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