7428 Hancock Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 7428 Hancock Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,184 sqft · built 2022
Lot Size	0.888 acres (38,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Feb 2025)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0015L-0A-004.00`

Property Details

APN / Parcel Number

Primary APN	`0015L-0A-004.00`
Alternative APN	`99988`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,184 sqft Living Area
Gross Area	2,372 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,687 sqft (0.888 acres)
Garage Area	408 sqft

Location & Zoning

Account Number	99988
Street Address	7428 HANCOCK RD
City	LANCASTER
State	SC
Zip	29720-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 0.973 AC
Legal Subdivision	WALNUT CREEK HANCOCK
Legal Lot Number	4
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1048
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jun 5, 2024	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Feb 26, 2025	Warranty Deed, Transfer · Line of Credit ATLANTIC BAY MORTGAGE GROUP LLC
Jul 9, 2021	Warranty Deed, Construction Loan · Construction Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	20252476
Deed Book / Page	1890 / 184
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770

Mortgage

Document Number	0000001235
Date	Jan 30, 2026
Book Page	5511/26
Instrument	2026001235

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001999
Date	Feb 7, 2022
Book Page	4661/335
Instrument	2022001999

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006605
Date	Jun 5, 2024
Book Page	5141/278
Instrument	2024006605

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 29, 2054

Interest

Change Frequency	Monthly

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 26, 2025
Property Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770
Document Number	0000002476
Book / Page	1890 / 184
Map Reference	MB 2020 PG 891
Instrument Date	Feb 24, 2025
Instrument	2025002476
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770

Mortgage

Document Number	0000002482
Date	Feb 26, 2025
Instrument	2025002482

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 9, 2021
Property Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770
Document Number	0000014073
Book / Page	1452 / 14
Map Reference	MB 2020 PG 891
Instrument Date	Jul 6, 2021
Instrument	2021014073
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$536.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7428 HANCOCK RD, LANCASTER, SC 29720-9770

Mortgage

Document Number	0000014074
Date	Jul 9, 2021
Instrument	2021014074

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 6, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Aug 1, 2021
Change Frequency	Monthly
Min Rate At Change	3.7%
Max Rate At Change	4.7%
Index	Prime Rate
Max Rate	8.7%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00 (+6.28%)	$20,235 (+15%) Land $2,583 Building $17,652	$587,500 (+33.55%) Land $75,000 Building $512,500
2024	$3,999.00 (+2.35%)
2023	$3,907.00	$17,596 Land $4,000 Building $13,596	$439,900 Land $100,000 Building $339,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hancock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures