Lincoln County property record for 7428 Edgestone Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,568 sqft · built 1995 |
| Lot Size | 0.842 acres (36,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Oct 2013) |
| Tax Bill | $7,563 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-73-8905 |
| Primary APN | 4605-73-8905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 36,678 sqft (0.842 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 1 sqft |
| Porch | Slab |
| Loading Dock | 616 sqft |
| Storage Building | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288221 |
|---|---|
| Street Address | 7428 EDGESTONE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | CRESCENT #29 SECT 35 |
| Legal Subdivision | CRESCENT LAND & TIMBER CORP |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2111 GARDEN VIEW LN, MATTHEWS, NC 28104-8062 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Sep 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF NC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on Record |
| Deed Sale | Oct 24, 2013 · Amount on Record |
| Prior Sale | Oct 13, 1995 · Amount on Record |
| Deed Document Number | 2013514169 |
| Deed Book / Page | 2426 / 191 |
| Last Transfer Date | Sep 4, 2020 |
| Transfer Doc | 2952648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7428 EDGESTONE LN, DENVER, NC 28037-9369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2111 GARDEN VIEW LN, MATTHEWS, NC 28104-8062 |
| Document Number | 0003179383 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 3179/383 |
| Instrument | 654755 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | May 20, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 18, 2020 |
| Property Address | 7428 EDGESTONE LN, DENVER, NC 28037-9369 |
| Document Number | 0002952648 |
| Book / Page | 2952 / 648 |
| Map Reference | MB E PG 44 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 616247 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7428 EDGESTONE LN, DENVER, NC 28037-9369 |
| Document Number | 0000616248 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 616248 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7428 EDGESTONE LN, DENVER, NC 28037-9369 |
| Document Number | 2659601 |
| Book / Page | 002659 / 000601 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 7428 EDGESTONE LN DENVER NC 280379369, DENVER, NC 28037-9369 |
| Document Number | 2659601 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 002659/000601 |
| Instrument | 561546 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, NC 27361-1148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,563.00 (+3.45%) | $1,219,159 (+2.84%) Land $442,676 Building $776,483 | $1,219,159 (+2.84%) Land $442,676 Building $776,483 |
| 2025 | $7,311.00 (+7.96%) | $1,185,452 (+7.45%) Land $442,676 Building $742,776 | $1,185,452 (+7.45%) Land $442,676 Building $742,776 |
| 2023 | $6,772.00 | $1,103,209 Land $442,676 Building $660,533 | $1,103,209 Land $442,676 Building $660,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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