7428 Eddy Rd, Colden, NY 14033 Property Records

Erie County and Boston Town property record for 7428 Eddy Rd, Colden, NY 14033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,196 sqft · built 1990
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,886 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142600 212.00-1-40.2`

Property Details

APN / Parcel Number

Primary APN	`142600 212.00-1-40.2`
Alternative APN	`26002120000001040200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,196 sqft Living Area
1st Floor Area	2,769 sqft
2nd Floor Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	111,949 sqft (2.57 acres)
Lot Width	157 ft Width
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7428 EDDY RD
City	COLDEN
State	NY
Zip	14033-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	40.200
Jurisdiction	ERIE NY
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1002
Census Tract	15202

Owner

7428 Eddy Rd is owned and occupied by two individuals.

Source: Erie County and Boston Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7428 EDDY RD, COLDEN, NY 14033-9727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AKRON

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7428 EDDY RD, COLDEN, NY 14033-9727
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7428 EDDY RD, COLDEN, NY 14033-9727

Mortgage

Document Number	0141091916
Date	Nov 2, 2023
Book Page	14109/1916
Instrument	2023189418

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	7428 EDDY RD, COLDEN, NY 14033-9727
Document Number	0139057224
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7428 EDDY RD COLDEN NY 140339727, COLDEN, NY 14033-9727

Mortgage

Document Number	0139057224
Date	Aug 7, 2019
Book Page	013905/007224

Lender

Name	BANK OF AKRON
Type	Bank
Address	AKRON, NY 14001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 7428 Eddy Rd was $14,886, up 281% from the year before.

Source: Erie County and Boston Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Boston Town
Unified School District	Orchard Park Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,886.00 (+281.01%)
2025	$3,907.00 (-63.96%)	$418,500 (+35.44%) Land $48,100 Building $370,400	$837,000 (+40.85%) Land $96,200 Building $740,800
2024	$10,841.00	$309,000 (-) Land $48,100 Building $260,900	$594,231 (+14.42%) Land $92,500 Building $501,731
2023		$309,000 (-) Land $48,100 Building $260,900	$519,328 (+10.92%) Land $80,840 Building $438,488
2022		$309,000 Land $48,100 Building $260,900	$468,182 Land $72,879 Building $395,303
2021	$3,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7428 Eddy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7428 Eddy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA BOSTON serves 7,250 people · EPA ID NY1421897
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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