Osage County property record for 7427 W 118th St N, Sperry, OK 74073
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,244 sqft · built 1950 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Sep 2001) |
| Tax Bill | $1,079 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-21-11-02550 |
| Primary APN | 01-21-11-02550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 144 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 25284 |
|---|---|
| Street Address | 7427 W 118TH ST N |
| City | SPERRY |
| State | OK |
| Zip | 74073-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-21-11 BEG 2' N & 482.5' E OF CTR SEC 1-E 175'-N 609'-W 175'-S 609' TO BEG |
| Legal Range | 11E |
| Legal Township | 21N |
| Legal Section | 01 |
| Legal Subdivision | NON-SUBDIVISION |
| Legal Block | 21 |
| Jurisdiction | OSAGE OK |
| Township / Civil Division | SOUTHEAST OSAGE |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 940009 |
7427 W 118th St N is owned and occupied by two individuals who acquired it in May 2017.
Source: Osage County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2001 · Amount on File |
| Deed Sale | Sep 10, 2001 · Amount on File |
| Prior Sale | Aug 21, 1998 · Amount on File |
| Deed Book / Page | 1062 / 928 |
| Last Transfer Date | May 26, 2017 |
| Transfer Doc | 0000005412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE OK |
| Property Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Document Number | 001881/618 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 1881/618 |
| Instrument | I-2023-003682 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 125 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE OK |
| Property Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Document Number | 001813/642 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 1813/642 |
| Instrument | 2021-008263 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 146 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE OK |
| Property Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7427 W 118TH ST N, SPERRY, OK 74073-4905 |
| Document Number | 001852/499 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 1852/499 |
| Instrument | I-2022-006580 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 135 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 7427 W 118th St N was $1,079 with a homeowner's exemption, up 9.9% from the year before.
Source: Osage County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Osage County |
| Unified School District | Sperry Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,225 (+3.01%) Land $1,240 Building $8,985 | $85,206 (+3%) Land $10,330 Building $74,876 | |
| 2025 | $1,079.00 (+9.88%) Homeowner's exemption | $9,926 (-) Land $1,203 Building $8,723 | $82,724 (-) Land $10,029 Building $72,695 |
| 2024 | $982.00 (+0.72%) Homeowner's exemption | $9,926 (-) Land $1,203 Building $8,723 | $82,724 (-) Land $10,029 Building $72,695 |
| 2023 | $975.00 (-0.2%) Homeowner's exemption | $9,926 (-) Land $1,203 Building $8,723 | $82,724 (-) Land $10,029 Building $72,695 |
| 2022 | $977.00 Homeowner's exemption | $9,926 Land $1,203 Building $8,723 | $82,724 Land $10,029 Building $72,695 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7427 W 118th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7427 W 118th St N is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Wake Wireless Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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