7427 Mize Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 7427 Mize Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,586 sqft · built 1954
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (May 2020)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035 103`

Property Details

APN / Parcel Number

Primary APN	`035 103`
Alternative APN	`530000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	530000
Street Address	7427 MIZE RD
City	TOCCOA
State	GA
Zip	30577-0634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 2 MIZE RD
Legal Subdivision	0500 - PRIMARY - SF
Legal Tract	2
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	1
Census Block	1030
Census Tract	970401

Owner

7427 Mize Rd is owned and occupied by an individual who bought it in May 2020.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	7427 MIZE RD, TOCCOA, GA 30577-0634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Jun 1, 2020	Warranty Deed, Transfer FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Deed Document Number	2020510
Deed Book / Page	1211 / 227
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	7427 MIZE RD, TOCCOA, GA 30577-0634
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7427 MIZE RD, TOCCOA, GA 30577-0634

Mortgage

Document Number	0013200000000399
Date	Feb 1, 2023
Book Page	0000001320/0000000399
Instrument	000093

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 1, 2020
Property Address	7427 MIZE RD, TOCCOA, GA 30577-0634
Document Number	0012110227
Book / Page	001211 / 000227
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7427 MIZE RD TOCCOA GA 305770634, TOCCOA, GA 30577-0634

Mortgage

Document Number	12110230
Date	Jun 1, 2020
Book Page	001211/000230

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7427 Mize Rd was $1,498.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,498.00	$54,590 Land $2,845 Building $51,745	$136,476 Land $7,113 Building $129,363
2023	$991.00	$33,313 Land $2,845 Building $30,468	$83,282 Land $7,113 Building $76,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7427 Mize Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7427 Mize Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mize Rd

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