7427 Calle Nerja, Carlsbad, CA 92009 Property Records

San Diego County property record for 7427 Calle Nerja, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,228 sqft · built 2015
Lot Size	0.92 acres (3,987 sqft)
Owner	Individual Name on Record
Last Sale	$1,740,000 (Aug 2022)
Tax Bill	$13,445 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-051-10-00`

Property Details

APN / Parcel Number

Primary APN	`223-051-10-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	3,987 sqft (0.92 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7427 CALLE NERJA
City	CARLSBAD
State	CA
Zip	92009-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 10 TR 015945
Legal Subdivision	CARLSBAD #12-05
Legal Tract	015945
Legal Block	4
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4006
Census Tract	17109

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 130051, CARLSBAD, CA 92013-0051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 7, 2020	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2022344578
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2022
Property Address	7427 CALLE NERJA, CARLSBAD, CA 92009-8512
Document Number	0000344578
Map Reference	MAP 15945
Instrument Date	Aug 11, 2022
Instrument	2022-0344578
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1194, SAN BRUNO, CA 94066-7194

Mortgage

Document Number	0000344579
Date	Aug 29, 2022
Instrument	2022-0344579

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7427 CALLE NERJA, CARLSBAD, CA 92009-8512
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7427 CALLE NERJA, CARLSBAD, CA 92009-8512

Mortgage

Document Number	0000062682
Date	Feb 10, 2022
Instrument	2022-0062682

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2020
Property Address	7427 CALLE NERJA, CARLSBAD, CA 92009-8512
Document Number	0000441062
Instrument Date	Mar 9, 2020
Instrument	441062
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7427 CALLE NERJA CARLSBAD CA 920098512, CARLSBAD, CA 92009-8512

Mortgage

Document Number	441063
Date	Aug 7, 2020
Instrument	441063

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,208,662 (+2%) Land $902,871 Building $305,791
2025	$13,445.00 (+6.83%) Homeowner's exemption	$1,184,964 (+4.04%) Land $885,168 Building $299,796
2023	$12,585.00 (-4.15%) Homeowner's exemption	$1,138,952 Land $850,797 Building $288,155
2022	$13,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Ting.

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