7425 Gilbert Rd, Oakdale, CA 95361 Property Records

Stanislaus County property record for 7425 Gilbert Rd, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,712 sqft · built 2020
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (May 2019)
Tax Bill	$11,031 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-083-030-000`

Property Details

APN / Parcel Number

Primary APN	`006-083-030-000`
Alternative APNs	`0068330000` `0068330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,712 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	79,715 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7425 GILBERT RD
City	OAKDALE
State	CA
Zip	95361-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	12-53, PARCEL MAP
Legal Block	2
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2121
Census Tract	101

Owner

7425 Gilbert Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7425 GILBERT RD, OAKDALE, CA 95361-2212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit MOCSE FCU
Jan 8, 2020	Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK
May 31, 2019	Grant Deed, Transfer · ARM US BANK NA
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage GEORGE M CRITES 401(K) PSP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Feb 5, 2016 · Amount on File
Deed Document Number	201935003
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7425 GILBERT RD, OAKDALE, CA 95361-2212
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 GILBERT RD, KNIGHTS FERRY, CA 95361-2212

Mortgage

Document Number	0000090710
Date	Nov 17, 2020
Instrument	2020-0090710

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7425 GILBERT RD, OAKDALE, CA 95361-2212
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 GILBERT RD, OAKDALE, CA 95361-2212

Mortgage

Document Number	0000015136
Date	Mar 2, 2022
Instrument	2022-0015136

Lender

Name	MOCSE FCU
Type	Credit Union
Address	MODESTO, CA 95355

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 8, 2020
Property Address	7425 GILBERT RD, OAKDALE, CA 95361-2212
Instrument Date	Jan 4, 2020
Instrument	960
Transaction Type	Construction Loan
Record Updated	Jan 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3612 TWIN FALLS CT MODESTO CA 953559680, MODESTO, CA 95355-9680

Mortgage

Document Number	0000000960
Date	Jan 8, 2020
Instrument	960

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 31, 2019
Property Address	7425 GILBERT RD, OAKDALE, CA 95361-2212
Document Number	0000035003
Map Reference	MB 12 PG 53
Instrument Date	May 24, 2019
Instrument	2019-0035003
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3612 TWIN FALLS CT, MODESTO, CA 95355-9680

Mortgage

Document Number	0000035004
Date	May 31, 2019
Instrument	2019-0035004

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	7425 GILBERT RD, OAKDALE, CA 95361-2212
Document Number	0000074038
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1110 OAKDALE CA 953611110, OAKDALE, CA 95361-1110

Mortgage

Document Number	0000074038
Date	Oct 6, 2017
Instrument	74038

Lender

Name	GEORGE M CRITES 401(K) PSP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7425 Gilbert Rd was $11,031 with a homeowner's exemption, up 1.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,031.00 (+1.12%) Homeowner's exemption	$974,449 (+2%) Land $303,228 Building $671,221
2025	$10,909.00 Homeowner's exemption	$955,343 Land $297,283 Building $658,060
2023	$9,715.00 (+1.69%) Homeowner's exemption	$878,247 Land $285,740 Building $592,507
2022	$9,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7425 Gilbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7425 Gilbert Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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