Cook County property record for 7425 Covington Dr, Justice, IL 60458
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,635 sqft · built 2025 |
| Lot Size | 0.045 acres (1,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jan 2026) |
| Tax Bill | $306 (2023) |
| Deeds & Mortgages | Jul 2025 Construction Loan Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 18-26-113-067 |
| Primary APN | 18-26-113-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 1,977 sqft (0.045 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7425 COVINGTON DR |
|---|---|
| City | JUSTICE |
| State | IL |
| Zip | 60458-2177 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 820603 |
7425 Covington Dr, a townhouse, is owned and occupied by two individuals who bought it in January 2026.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7425 COVINGTON DR, JUSTICE, IL 60458-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Construction Mortgage RFLP 4 LLC |
| Jan 16, 2026 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage LUMINATE BANK |
| Jul 28, 2025 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Deed Document Number | 202620002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 7425 COVINGTON DR, JUSTICE, IL 60458-2177 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0021102172 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 2521102172 |
| Name | RFLP 4 LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 16, 2026 |
| Property Address | 7425 COVINGTON DR, JUSTICE, IL 60458-2177 |
| Document Number | 0001620002 |
| Map Reference | DOC 2122916035 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2601620002 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8727 W BRYN MAWR AVE # AVE208, AVE208, CHICAGO, IL 60631-3740 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7425 COVINGTON DR, JUSTICE, IL 60458-2177 |
| Document Number | 0001620003 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2601620003 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.82% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 28, 2025 |
| Property Address | 7425 COVINGTON DR, JUSTICE, IL 60458-2177 |
| Document Number | 0020907015 |
| Map Reference | DOC 2122916035 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 2520907015 |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9550 W SERGO DR # DR104, DR104, LA GRANGE HIGHLANDS, IL 60525-7130 |
| Name | Verified Name |
|---|---|
| Address | 7228 148TH AVE, KENOSHA, WI 53142-8800 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Justice Village |
| Secondary School District | Argo Community High School District 217 (09 - 12) |
| Elementary School District | Indian Springs School District 109 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,642 Land $1,137 Building $16,505 | $176,420 Land $11,370 Building $165,050 | |
| 2023 | $306.00 | $988 Land $988 | $9,880 Land $9,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7425 Covington Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 individual policies |
| Nearby Flood Policies | 46 units insured incl. 30 condo units |
| Nearby Flood Claims | 23 (1990–2018) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7425 Covington Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUSTICE-WILLOW SPRINGS WATER COMMISSION serves 18,450 people · EPA ID IL0315820 |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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