7424 Wise Ave, Saint Louis, MO 63117 Property Records

St. Louis County property record for 7424 Wise Ave, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1925
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2024)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20J-61-0640`

Property Details

APN / Parcel Number

Primary APN	`20J-61-0640`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	968 sqft
1st Floor Area	880 sqft
Basement Area	88 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	44 ft deep x 38 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	88 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7424 WISE AVE
City	SAINT LOUIS
State	MO
Zip	63117-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R3
Legal Description	CRESCENT HTS LOT PT 13 W PART
Legal Subdivision	CRESCENT HTS
Legal Lot Number	13
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1009
Census Tract	216800

Owner

7424 Wise Ave is owned and occupied by an individual who acquired it in August 2025.

Source: St. Louis County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	7424 WISE AVE, SAINT LOUIS, MO 63117-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on File
Deed Sale	Jun 26, 2024 · Amount on File
Prior Sale	May 15, 2012 · Amount on File
Deed Document Number	2024458
Last Transfer Date	Aug 6, 2025
Transfer Doc	0000000438
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7424 WISE AVE, SAINT LOUIS, MO 63117-1622
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7424 WISE AVE, RICHMOND HEIGHTS, MO 63117-1622

Mortgage

Document Number	2023080400399
Date	Aug 4, 2023
Instrument	2023080400399

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7424 WISE AVE, SAINT LOUIS, MO 63117-1622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSIGHT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238560095
Date	Dec 27, 2019
Book Page	23856/95
Instrument	2019122700937

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7424 Wise Ave was $2,932, up 5.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Maplewood-Richmond Heights School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,180 (-) Land $28,520 Building $10,660	$206,200 (-) Land $150,100 Building $56,100
2025	$2,932.00 (+5.51%)	$39,180 Land $28,520 Building $10,660	$206,200 Land $150,100 Building $56,100
2024	$2,779.00 (+0.91%)
2023	$2,754.00 (+4.4%)	$36,030 (+11.14%) Land $19,970 Building $16,060	$189,600 Land $105,100 Building $84,500
2022	$2,638.00	$32,420 Land $19,970 Building $12,450
2021			$170,600 Land $105,100 Building $65,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7424 Wise Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7424 Wise Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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