7423 Rigby Pl, Elkridge, MD 21075 Property Records

Howard County property record for 7423 Rigby Pl, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,424 sqft · built 2015
Lot Size	0.037 acres (1,618 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Dec 2025)
Tax Bill	$6,261 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-597117`

Property Details

APN / Parcel Number

Primary APN	`01-597117`
Alternative APN	`597117`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,424 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,618 sqft (0.037 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597117
Street Address	7423 RIGBY PL
City	ELKRIDGE
State	MD
Zip	21075-7284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 326 1,618 SQ' 7423 RIGBY PL HOWARD SQUARE PH 6
Legal Subdivision	HOWARD SQUARE
Legal Phase	6
Legal Lot Number	326
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2056
Census Tract	601203

Owner

7423 Rigby Pl, a townhouse, is owned by an individual who bought it in December 2025.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3829 FONT HILL DR, ELLICOTT CITY, MD 21042-4956
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Book / Page	23022 / 251
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 2, 2025
Property Address	7423 RIGBY PL, ELKRIDGE, MD 21075-7284
Document Number	0230220251
Book / Page	23022 / 251
Map Reference	PL 22986-22988
Instrument Date	Nov 12, 2025
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3829 FONT HILL DR, ELLICOTT CITY, MD 21042-4956

Mortgage

Document Number	0023022258
Date	Dec 2, 2025
Instrument	23022/258

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Mortgage

Document Number	0230480365
Date	Dec 22, 2025
Book Page	23048/365

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	11.8%
Index	SOFR Average 30-Day
Max Rate	11.8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7423 RIGBY PL, ELKRIDGE, MD 21075-7284
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	GRACE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197420046
Date	Sep 23, 2020
Book Page	19742/46

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 7423 Rigby Pl was $6,261, up 5.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,261.00 (+5.32%)	$404,300 (+5.35%) Land $165,000 Building $239,300	$404,300 (-) Land $165,000 Building $239,300
2025	$5,945.00	$383,767	$404,300 Land $165,000 Building $239,300
2023		$342,700 Land $160,000 Building $182,700	$342,700 Land $160,000 Building $182,700
2022	$3,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7423 Rigby Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7423 Rigby Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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