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7422 Stone Mountain Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7422 Stone Mountain Ct, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,427 sqft · built 1998
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Sep 2019)
Tax Bill$2,495 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN047-072-26

Property Details

APN / Parcel Number

Primary APN047-072-26

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,427 sqft Living Area
1st Floor Area1,427 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area15 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7422 STONE MOUNTAIN CT
CityCHARLOTTE
StateNC
Zip28262-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionL158 M29-459
Legal SubdivisionSILVERSTONE MAP 01 PH 03
Legal Block2
Legal Lot Number158
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

7422 Stone Mountain Ct is owned and occupied by two individuals who bought it in September 2019.

Source: Mecklenburg County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7422 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2019 · Amount on File
Deed SaleSep 19, 2019 · Amount on File
Prior SaleApr 29, 2002 · Amount on File
Deed Document Number2019124726
Deed Book / Page33864 / 205
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 19, 2019
Property Address7422 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Document Number0000124726
Book / Page33864 / 205
Map ReferenceMB 29 PG 459
Instrument DateSep 19, 2019
Instrument2019124726
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMOREHEAD TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14629 PENMORE LN, 14629, CHARLOTTE, NC 28269-6237

Transferred To (Grantee/Buyer)

NameVerified Name
Address7422 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223

Mortgage

Document Number0000124727
DateSep 19, 2019
Instrument2019124727
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7422 Stone Mountain Ct was $2,495, up 2.1% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,495.00 (+2.09%)$302,600 Land $70,000 Building $232,600$302,600 Land $70,000 Building $232,600
2024$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7422 Stone Mountain Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7422 Stone Mountain Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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