7422 Chapel Rd, Madison, OH 44057 Property Records

Lake County property record for 7422 Chapel Rd, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Feb 2019)
Tax Bill	$7,633 (2023)
Deeds & Mortgages	Feb 2019 Sale & Mortgage May 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-A-085-A-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`01-A-085-A-00-003-0`
Alternative APN	`109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,773 sqft Living Area
1st Floor Area	1,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	43,560 sqft (1 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	119 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	109
Street Address	7422 CHAPEL RD
City	MADISON
State	OH
Zip	44057-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LOT 10 TRACT 1
Legal Subdivision	CORNERSTONE SUBDIVISION
Legal Tract	1
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2008
Census Tract	206700

Owner

7422 Chapel Rd is owned and occupied by an individual who bought it in February 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7422 CHAPEL RD, MADISON, OH 44057-2244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
May 15, 2018	Limited Warranty Deed, Transfer · Line of Credit LENDINGHOME FUNDING CORP
Feb 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	May 15, 2018 · Amount on File
Deed Document Number	441739
Record Updated	Jun 7, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 11, 2019
Property Address	7422 CHAPEL RD, MADISON, OH 44057-2244
Document Number	0000002956
Map Reference	VOL M PG 11
Instrument Date	Jan 24, 2019
Instrument	2019R002956
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NROTHSTAR TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7422 CHAPEL RD, MADISON, OH 44057-2244

Mortgage

Document Number	0000002957
Date	Feb 11, 2019
Instrument	2019R002957

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 15, 2018
Property Address	7422 CHAPEL RD, MADISON, OH 44057-2244
Document Number	0000011927
Map Reference	VOL M PG11
Instrument Date	May 1, 2018
Instrument	2018R011927
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30109 DOROTHY DR, WICKLIFFE, OH 44092-1608

Mortgage

Document Number	0000011928
Date	May 15, 2018
Instrument	2018R011928

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE OH
Recording Date	Feb 15, 2018
Property Address	7422 CHAPEL RD, MADISON, OH 44057-2244
Document Number	0000003709
Instrument Date	Feb 2, 2018
Instrument	3709
Transaction Type	Foreclosure
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,633.00 (+77.84%) Homeowner's exemption	$68,680 (-) Land $13,050 Building $55,630
2022	$4,292.00	$68,680 Land $13,050 Building $55,630
2021			$196,220 Land $37,280 Building $158,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7422 Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7422 Chapel Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHTABULA COUNTY WATER SYSTEM serves 14,757 people · EPA ID OH0400803
Water Source	Purchased surface water from AQUA OHIO - ASHTABULA
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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