7421 Sutton Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7421 Sutton Rd, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,950 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$316,000 (Apr 2018)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`077 065.02`

Property Details

APN / Parcel Number

Primary APN	`077 065.02`
Alternative APN	`0000014187`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,950 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000014187
Old Parcel Number	077 065.02
Street Address	7421 SUTTON RD
City	OOLTEWAH
State	TN
Zip	37363-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SW1/4 SEC 36 TWP 3 R-3
Legal Range	03W
Legal Township	03S
Legal Section	36
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3004
Census Tract	10103

Owner

7421 Sutton Rd is owned and occupied by an individual who acquired it in March 2024.

Source: Hamilton County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Apr 3, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
May 30, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Feb 16, 2019	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Feb 21, 2012 · Amount on File
Deed Document Number	2018224
Deed Book / Page	11328 / 166
Last Transfer Date	Mar 1, 2024
Transfer Doc	0000000085
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Apr 30, 2026
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Document Number	0000000048
Book / Page	14279 / 813
Instrument Date	Apr 23, 2026
Instrument	202648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	0000000048,
Date	Apr 30, 2026
Book Page	14279/813
Instrument	202648

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 19, 2046

Interest

Rate	6.38%
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	0000000129
Date	Jan 31, 2025
Book Page	13826/118
Instrument	2025013100129

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000365
Date	Feb 1, 2021
Book Page	12338/542
Instrument	2021020100365

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 3, 2024
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Document Number	0000000085
Book / Page	13554 / 627
Instrument Date	Mar 1, 2024
Instrument	2024040300085
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	0000000086
Date	Apr 3, 2024
Instrument	2024040300086

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Document Number	0302000264
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7421 SUTTON RD OOLTEWAH TN 373639413, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	0302000264
Date	Mar 2, 2020
Book Page	011924/000513
Instrument	200302000264

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Document Number	0606000207
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7421 SUTTON RD OOLTEWAH TN 373639413, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	0606000207
Date	Jun 6, 2019
Book Page	011662/000273
Instrument	190606000207

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Document Number	0311000146
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7421 SUTTON RD OOLTEWAH TN 373639413, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	0311000146
Date	Mar 11, 2019
Book Page	011583/000911
Instrument	190311000146

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 24, 2018
Property Address	7421 SUTTON RD, OOLTEWAH, TN 37363-9413
Document Number	0000000224
Book / Page	011328 / 000166
Instrument Date	Apr 20, 2018
Instrument	224
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	FIRST CHOICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7421 SUTTON RD OOLTEWAH TN 373639413, OOLTEWAH, TN 37363-9413

Mortgage

Document Number	225
Date	Apr 24, 2018
Book Page	011328/000169
Instrument	225

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7421 Sutton Rd was $1,601.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00	$105,675	$422,700 Land $134,400 Building $288,300
2023	$1,809.00	$80,875	$323,500 Land $98,800 Building $224,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7421 Sutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7421 Sutton Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutton Rd

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