7420 Tallowtree Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 7420 Tallowtree Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	2 ba · 5,062 sqft · built 1986
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2017)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-25-20-0100-078NB-0000`

Property Details

APN / Parcel Number

Primary APN	`31-25-20-0100-078NB-0000`
Alternative APNs	`2025310100078NB0000` `0449206`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	5,062 sqft Living Area
Gross Area	5,926 sqft
1st Floor Area	4,782 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	821 sqft
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7420 TALLOWTREE DR
City	WESLEY CHAPEL
State	FL
Zip	33544-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WILLIAMS ACRES UNREC PLAT TRACT 78N-B DESC AS BEG AT THE NE COR OF SECTION 31 TH N88DG 50 27W 2713.67 FT TH S25DG 43 38W 2617.41 FT TH S17DG 41 52W 523.88 FT FOR POB TH S74DG 51 07E 430.39 FT TH S17DG 35 53W 135.00 FT TH N74DG 51 07W 430.61 FT TH N17
Legal Range	20E
Legal Township	25S
Legal Section	31
Legal Subdivision	WILLIAMS ACRES
Legal Tract	78N-B
Legal Block	78NB
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1005
Census Tract	32005

Owner

Source: Pasco County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GTE FEDERAL CREDIT UNION
Feb 23, 2021	Deed of Trust, Mortgage · Construction Mortgage GTE FCU
Mar 24, 2022	Deed of Trust, Mortgage · FHA Mortgage CHOICE MORTGAGE
Jun 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GTE FCU
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CHOICE MORTGAGE
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	201748343
Deed Book / Page	9519 / 883
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Jul 9, 2026
Property Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Document Number	0000128258
Book / Page	11454 / 3744
Instrument Date	Jun 30, 2026
Instrument	2026128258
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837

Mortgage

Document Number	0000128258,
Date	Jul 9, 2026
Book Page	11454/3744
Instrument	2026128258

Lender

Name	GTE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0102850444
Date	Feb 23, 2021
Book Page	10285/444
Instrument	2021036031

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837

Mortgage

Document Number	0105781588
Date	Mar 24, 2022
Book Page	10578/1588
Instrument	2022068304

Lender

Name	CHOICE MORTGAGE
Address	BOCA RATON, FL 33432

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837

Mortgage

Document Number	0108340790
Date	Jun 12, 2023
Book Page	10834/790
Instrument	2023104859

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101312138
Date	Jul 6, 2020
Book Page	10131/2138
Instrument	2020106841

Lender

Name	CHOICE MORTGAGE
Type	Non-Lending Institution
Address	BOCA RATON, FL 33432

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 3, 2017
Property Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Document Number	0095190883
Book / Page	9519 / 0883
Instrument Date	Apr 3, 2017
Instrument	2017048343
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	MTI TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2708 N 18TH ST, 2708, TAMPA, FL 33605-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 TALLOWTREE DR, WESLEY CHAPEL, FL 33544-2837
Investor	Possibly a Property Investor

Mortgage

Document Number	2017048344
Date	Apr 3, 2017
Instrument	2017048344

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,080 (+2.9%)	$611,748 (-0.56%) Land $96,306 Building $515,442
2025	$5,434.00 (+6.26%) Homeowner's exemption	$351,880 (+5.98%) Land $96,306 Building $255,574	$615,211 (+5.81%) Land $96,306 Building $518,905
2023	$5,114.00 (-1.84%) Additional exemption filed	$332,010 (-8.12%) Land $95,406 Building $236,604	$581,415 (+9.78%) Land $95,406 Building $486,009
2022	$5,210.00 Homeowner's exemption	$361,359 Land $80,106 Building $281,253	$529,595 Land $80,106 Building $449,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	18 (2003–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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