McHenry County property record for 7420 S Solon Rd, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,841 sqft · built 2007 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2016) |
| Tax Bill | $9,560 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-303-002 |
| Primary APN | 04-26-303-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,841 sqft Living Area |
| Gross Area | 3,613 sqft |
| 1st Floor Area | 2,841 sqft |
| Basement Area | 2,112 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Garage Area | 772 sqft |
| Deck Area | 519 sqft |
| Street Address | 7420 S SOLON RD |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0023324 LT 2 RAMOS SUB |
| Legal Subdivision | RAMOS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 870105 |
7420 S Solon Rd is owned and occupied by two individuals who bought it in June 2016.
Source: McHenry County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7420 S SOLON RD, SPRING GROVE, IL 60081-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on File |
| Deed Sale | Jun 30, 2016 · Amount on File |
| Prior Sale | Dec 17, 2015 |
| Deed Document Number | 201623324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 8, 2026 |
| Property Address | 7420 S SOLON RD, SPRING GROVE, IL 60081-9675 |
| Document Number | 0000009304 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20269304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7420 S SOLON RD, SPRING GROVE, IL 60081-9675 |
| Document Number | 0000009304, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20269304 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 7420 S SOLON RD, SPRING GROVE, IL 60081-9675 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054235 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021R0054235 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 1, 2048 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,560.00 | $133,000 Land $22,079 Building $110,921 | $399,000 Land $66,237 Building $332,763 |
| 2022 | Homeowner's exemption | $121,482 Land $18,174 Building $103,308 | $364,446 Land $54,522 Building $309,924 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7420 S Solon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7420 S Solon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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