Warren County property record for 7420 Ludlum Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1978 |
| Lot Size | 3.11 acres (135,689 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $127,875 (Jul 2000) |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-16-226-004-0 |
| Primary APN | 17-16-226-004-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 64 sqft |
| 2nd Floor Area | 768 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 135,689 sqft (3.11 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 30 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 4812557 |
|---|---|
| Old Parcel Number | 1716226004 |
| Street Address | 7420 LUDLUM RD |
| City | MORROW |
| State | OH |
| Zip | 45152-7513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS-4439 3.1150 AC. |
| Legal Subdivision | SALEM |
| Legal Block | 226 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 32300 |
The current owner of 7420 Ludlum Rd bought it in July 2000.
Source: Warren County records, as of February 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 7420 LUDLUM RD, MORROW, OH 45152-7513 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2000 · Amount on File |
| Deed Sale | Jul 5, 2000 · Amount on File |
| Deed Document Number | 0019700777 |
| Deed Book / Page | 1716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7420 LUDLUM RD, MORROW, OH 45152-7513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021397 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023-021397 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7420 LUDLUM RD, MORROW, OH 45152-7513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020272 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020-020272 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 7420 Ludlum Rd was $3,501.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,501.00 | $97,629 Land $36,988 Building $60,641 | $278,940 Land $105,680 Building $173,260 |
| 2023 | $3,050.00 (-21.67%) Homeowner's exemption | $77,466 (-) Land $23,842 Building $53,624 | |
| 2022 | $3,894.00 Homeowner's exemption | $77,466 Land $23,842 Building $53,624 | $221,330 (-) Land $68,120 Building $153,210 |
| 2021 | $221,330 Land $68,120 Building $153,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7420 Ludlum Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7420 Ludlum Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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