Whatcom County property record for 7420 Emerson Rd, Everson, WA 98247 · Last verified March 2026
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1928 |
| Lot Size | 9.19 acres (400,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $623,089 (Sep 2025) |
| Tax Bill | $3,639 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2017 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 544899 |
| Primary APN | 544899 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Metal |
| Lot Area | 400,752 sqft (9.19 acres) |
| Porch | Enclosed Porch |
| Porch Area | 50 sqft |
| Storage Building | 480 sqft |
| Heating System | Wood Furnace |
|---|
| Account Number | 620482 |
|---|---|
| Street Address | 7420 EMERSON RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-9506 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | BEG 48 FT N OF NE COR OF SE SE-TH W 1370.8 FT TO CO RD-TH N 27 DEG 27'00\ W ALG SD CO RD 316.4 FT-TH E 1504.2 FT-TH S 281 FT |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 31 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10202 |
Source: Whatcom County records · APN 544899
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7420 EMERSON RD, EVERSON, WA 98247-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Sep 01, 2017 | Grant Deed, Construction Loan · Construction Mortgage NEWTEK SMALL BUSN FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Jun 04, 2024 · Amount on Record |
| Deed Document Number | 2025-0902449 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 30, 2025 |
| Property Address | 7420 EMERSON RD, EVERSON, WA 98247-9506 |
| Document Number | 0000902449 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025-0902449 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,151.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7420 EMERSON RD, EVERSON, WA 98247-9506 |
| Document Number | 0000902450 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-0902450 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 01, 2017 |
| Property Address | 7420 EMERSON RD, EVERSON, WA 98247-9506 |
| Document Number | 2170900152 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 900152 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 18, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,565.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7448 EMERSON RD EVERSON WA 982479506, EVERSON, WA 98247-9506 |
| Document Number | 2170900153 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 900153 |
| Name | NEWTEK SMALL BUSN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | 1981 MARCUS AVE # 130, NEW HYDE PARK, NY 11042-1046 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 31, 2042 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,639.00 (+68.32%) | $393,170 (+68.31%) Land $237,356 Building $155,814 | $477,659 (+39.7%) Land $321,845 Building $155,814 |
| 2024 | $2,162.00 (+15.12%) | $233,597 (+12.81%) Land $69,835 Building $163,762 | $341,906 (+11%) Land $178,144 Building $163,762 |
| 2022 | $207,072 Land $59,536 Building $147,536 | $308,029 Land $160,493 Building $147,536 | |
| 2021 | $1,878.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 126 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 131 units insured 5 under condo master policies |
| Nearby Flood Claims | 123 (2020–2025) |
| Claims Outside the SFHA | 6 of 123 |
| Most Recent Claim | Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Declaration Networks Group | Fixed Wireless (unlicensed) | 75 / 20 |
| Verizon | Fixed Wireless | 25 / 6 |
| AT&T | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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