7420 Drake Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7420 Drake Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1955
Lot Size	0.928 acres (40,467 sqft)
Owner	Owner Name on File
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`629-0221-0025-00`

Property Details

APN / Parcel Number

Primary APN	`629-0221-0025-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,876 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	40,467 sqft (0.928 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	7420 DRAKE RD
City	CINCINNATI
State	OH
Zip	45243-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRAKE RD 1.12 AC R1-T5-S31 SW
Legal Range	01
Legal Township	05
Legal Section	31
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2015
Census Tract	24402

Owner

The current owner of 7420 Drake Rd acquired it in June 2002.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	7420 DRAKE RD, CINCINNATI, OH 45243-1422
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 24, 2001
Last Transfer Date	Jun 17, 2002
Transfer Doc	0089402353
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7420 DRAKE RD, CINCINNATI, OH 45243-1422
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 DRAKE RD, CINCINNATI, OH 45243-1422

Mortgage

Document Number	0000005788
Date	Jan 13, 2021
Book Page	14333/3547
Instrument	2021-0005788

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	916 Months
Due	May 28, 2097

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7420 DRAKE RD, CINCINNATI, OH 45243-1422
Document Number	0000005787
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 DRAKE RD CINCINNATI OH 452431422, CINCINNATI, OH 45243-1422

Mortgage

Document Number	0000005787
Date	Jan 13, 2021
Book Page	014333/003561
Instrument	5787

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Jan 12, 2097

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7420 Drake Rd was $5,978 with a homeowner's exemption, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00 (+2.63%) Homeowner's exemption	$174,279 (+%) Land $125,457 Building $48,822
2024	$5,825.00 (-0.92%) Homeowner's exemption	$174,278 (-) Land $125,457 Building $48,821
2023	$5,879.00 (+4.53%) Homeowner's exemption	$174,278 (+25.64%) Land $125,457 Building $48,821	$497,940 Land $358,450 Building $139,490
2022	$5,624.00 Homeowner's exemption	$138,716 Land $101,332 Building $37,384
2020			$396,330 Land $289,520 Building $106,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7420 Drake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7420 Drake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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