7420 Cuvier St, La Jolla, CA 92037 Property Records

San Diego County property record for 7420 Cuvier St, La Jolla, CA 92037

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,871 sqft · built 2003
Lot Size	0.124 acres (5,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Mar 2004)
Tax Bill	$17,812 (2025)
Deeds & Mortgages	Jun 2019 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350-592-09-02`

Property Details

APN / Parcel Number

Primary APN	`350-592-09-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,871 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Lot Area	5,394 sqft (0.124 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7420 CUVIER ST
City	LA JOLLA
State	CA
Zip	92037-5004
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-1-1
Legal Description	BLK 3 US 2 PER DOC03-683472&UND INT IN LOT 17&POR LOT 18 IN TR 000352
Legal Subdivision	LA JOLLA PARK RESUB
Legal Tract	000352
Legal Block	3
Legal Lot Number	17,18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	8101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7420 CUVIER ST, LA JOLLA, CA 92037-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2004 · Amount on Record
Deed Sale	Mar 5, 2004 · Amount on Record
Deed Document Number	2004182377
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7420 CUVIER ST, LA JOLLA, CA 92037-5004
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248038
Date	Jun 25, 2019
Instrument	2019-0248038

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Margin	4
Max Rate	10.6%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7420 CUVIER ST, LA JOLLA, CA 92037-5004
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 CUVIER ST, LA JOLLA, CA 92037-5004

Mortgage

Document Number	0000379625
Date	May 19, 2021
Instrument	2021-0379625

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,413,958 (+2%) Land $942,641 Building $471,317
2025	$17,812.00 (+9.49%) Homeowner's exemption	$1,386,234 (+4.04%) Land $924,158 Building $462,076
2023	$16,268.00 (+2.74%) Homeowner's exemption	$1,332,407 Land $888,273 Building $444,134
2022	$15,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1992–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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