Harford County property record for 742 Smith Ln, Fallston, MD 21047 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,568 sqft Total Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2001) |
| Tax Bill | $4,454.00 (2025) |
| Primary APN | 03-069699 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,568 sqft Total Area |
| Basement Area | 500 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 96 sqft Deck |
| Porch Area | 500 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 069699 |
|---|---|
| Street Address | 742 SMITH LN |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE 742 SMITH LANE BENSON |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 303300 |
Source: Harford County records · APN 03-069699
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 742 SMITH LN, FALLSTON, MD 21047-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jun 19, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage PEOPLES BANK |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2001 · Amount on Record |
| Deed Sale | Jan 04, 2001 · Amount on Record |
| Prior Sale | Sep 25, 1985 · Amount on Record |
| Deed Doc Number | 20011464 |
| Deed Book / Page | 3409 / 645 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 742 SMITH LN, FALLSTON, MD 21047-2522 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 742 SMITH LN, FALLSTON, MD 21047-2522 |
| Document Number | 0160100102 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 16010/102 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 742 SMITH LN, FALLSTON, MD 21047-2522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0133130174 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 13313/0174 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17405 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 365 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 742 SMITH LN, FALLSTON, MD 21047-2522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0137000005 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 13700/0005 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,167 (+12.29%) | $453,300 (+7.52%) Land $105,300 Building $348,000 | |
| 2025 | $4,454.00 (+9.87%) | ||
| 2023 | $384,867 | $421,600 Land $105,300 Building $316,300 | |
| 2022 | $4,054.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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