742 Royal Palm, Laredo, TX 78045 Property Records

Webb County property record for 742 Royal Palm, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 2002
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on File
Last Sale	$152,300 (Apr 2021)
Tax Bill	$939 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`968-60012-260`

Property Details

APN / Parcel Number

Primary APN	`968-60012-260`
Alternative APN	`263094`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,980 sqft (0.137 acres)
Porch	Open Porch
Porch Area	30 sqft
Storage Building	64 sqft

Location & Zoning

Street Address	742 ROYAL PALM
City	LAREDO
State	TX
Zip	78045-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	DEERFIELD, BLOCK 12, LOT 26, PHASE 3
Legal Subdivision	DEERFIELD
Legal Phase	3
Legal Block	12
Legal Lot Number	26
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1715

Owner

742 Royal Palm is owned and occupied by an individual who bought it in April 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	742 ROYAL PALM, LAREDO, TX 78045-5127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SFMC LP
Apr 30, 2021	Vendor's Lien, Transfer · FHA Mortgage SFMC LP
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jul 17, 2019 · Amount on File
Deed Document Number	20211427304
Deed Book / Page	5012 / 872
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	5012/872
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	742 ROYAL PALM, LAREDO, TX 78045-5127
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 ROYAL PALM LAREDO, LAREDO, TX 78045

Mortgage

Document Number	5012/888
Date	Apr 30, 2021
Book Page	5012/888
Instrument	1427306

Lender

Name	SFMC LP
Type	Mortgage Company
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 9, 2024

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 30, 2021
Property Address	742 ROYAL PALM, LAREDO, TX 78045-5127
Document Number	5012/872
Book / Page	5012 / 872
Map Reference	VOL 21 PG 94
Instrument Date	Apr 29, 2021
Instrument	1427304
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 ROYAL PALM, LAREDO, TX 78045-5127

Mortgage

Document Number	1427305
Date	Apr 30, 2021
Instrument	1427305

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	742 ROYAL PALM, LAREDO, TX 78045-5127
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4631/882
Date	Jul 17, 2019
Book Page	4631/882
Instrument	1366348

Lender

Name	BBVA USA
Type	Non-Lending Institution
Address	LAREDO, TX 78041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 742 Royal Palm was $939, down 14.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,731 (-0.53%) Land $56,870 Building $127,861	$184,731 (-0.53%) Land $56,870 Building $127,861
2025	$939.00 (-14.64%)	$185,706 Land $56,870 Building $128,836	$185,706 Land $56,870 Building $128,836
2024	$1,100.00
2023		$164,198 Land $45,867 Building $118,331	$164,198 Land $45,867 Building $118,331
2022	$999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 742 Royal Palm in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 742 Royal Palm is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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