742 N Main St, Bluffton, IN 46714 Property Records

Wells County property record for 742 N Main St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,572 sqft · built 1905
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-33-100-031.000-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-33-100-031.000-011`
Alternative APNs	`00001584380` `0120982400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,572 sqft Living Area
1st Floor Area	3,299 sqft
Attic	Attic
Attic Area	977 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	648 sqft
Shed	1 Shed
Shed Area	160 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001584380
Street Address	742 N MAIN ST
City	BLUFFTON
State	IN
Zip	46714-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-27-12 .86A 33-H
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3001
Census Tract	40400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Villa North Historic District listed 1985 · 24 contributing resources · NRIS 85001192

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	742 N MAIN ST, BLUFFTON, IN 46714-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Apr 2, 2018	Deed of Trust, Mortgage · ARM FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2013
Deed Sale	Dec 6, 2013
Deed Book / Page	153 / 264
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Aug 18, 2026
Property Address	742 N MAIN ST, BLUFFTON, IN 46714-1312
Document Number	0000002948
Instrument Date	Jul 30, 2026
Instrument	20262948
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 N MAIN ST, BLUFFTON, IN 46714-1312

Mortgage

Document Number	0000002948,
Date	Aug 18, 2026
Instrument	20262948

Lender

Name	FIRST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	May 1, 2027

Interest

Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	742 N MAIN ST, BLUFFTON, IN 46714-1312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181102
Date	Apr 2, 2018
Instrument	20181102

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 26, 2023
Min Rate At Change	5%
Max Rate At Change	9.88%
Index	5-Year TN

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+4.73%) Homeowner's exemption	$314,800 (+18.57%) Land $29,900 Building $284,900	$314,800 (+18.57%) Land $29,900 Building $284,900
2024	$2,623.00 (+23.9%)
2023		$265,500 (+0.84%) Land $24,100 Building $241,400	$265,500 (+0.84%) Land $24,100 Building $241,400
2022	$2,117.00	$263,300 Land $24,100 Building $239,200	$263,300 Land $24,100 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures