Cook County property record for 742 N Central Ave, Chicago, IL 60644
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,044 sqft · built 1908 |
| Lot Size | 0.116 acres (5,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Apr 2004) |
| Tax Bill | $3,520 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-207-015 |
| Primary APN | 16-08-207-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,070 sqft (0.116 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 742 N CENTRAL AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60644-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT-4 |
| Legal Description | (AUSTINS) SUB, COMPRISING THE W PART OF AUSTINVILLE, BEING AUSTIN & MERRICKS SUB OF WH NW SEC9 & EH NE SEC 08-39-13 |
| Legal Range | 13E |
| Legal Township | 39N |
| Legal Section | 08 |
| Legal Subdivision | AUSTINS SUB |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 251400 |
Source: Cook County records · APN 16-08-207-015
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 742 N CENTRAL AVE, CHICAGO, IL 60644-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 05, 2019 | Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2004 · Amount on Record |
| Deed Sale | Apr 02, 2004 · Amount on Record |
| Deed Document Number | 200444060 |
| Prior Transfer Date | Apr 03, 2003 |
| Prior Transfer Doc | 0000049592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 742 N CENTRAL AVE, CHICAGO, IL 60644-1117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0020101142 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2120101142 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 163 Months |
| Due | Feb 01, 2035 |
| Rate | 2.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 742 N CENTRAL AVE, CHICAGO, IL 60644-1117 |
| Document Number | 1926655244 |
| Instrument Date | Jul 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 742 N CENTRAL AVE CHICAGO IL 606441117, CHICAGO, IL 60644-1117 |
| Document Number | 1926655244 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 26655244 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 (+15.01%) Land $6,084 Building $16,916 | $230,000 (+15.01%) Land $60,840 Building $169,160 | |
| 2023 | $3,520.00 (+3.26%) | ||
| 2022 | $3,409.00 Homeowner's exemption | $19,999 Land $4,816 Building $15,183 | $199,990 Land $48,160 Building $151,830 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 821 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICAGO serves 2,721,308 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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