Gaston County property record for 742 Mutual Rd, Gastonia, NC 28052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 2022 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2022) |
| Tax Bill | $2,968 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223696 |
| Primary APN | 223696 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bungalow |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Porch Area | 18 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 742 MUTUAL RD |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28052-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TEXTILES INC MUTUAL MILL L 17 01 011 036 01 000 |
| Legal Subdivision | SPRINGWOOD TERRACE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 31500 |
742 Mutual Rd is owned and occupied by an individual who bought it in September 2022.
Source: Gaston County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 742 MUTUAL RD, GASTONIA, NC 28052-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Deed Book / Page | 5362 / 553 |
| Prior Transfer Date | Nov 20, 2019 |
| Prior Transfer Doc | 0050830268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 1, 2022 |
| Property Address | 742 MUTUAL RD, GASTONIA, NC 28052-1413 |
| Document Number | 0053620553 |
| Book / Page | 5362 / 553 |
| Map Reference | MB 5 PG 18 |
| Instrument Date | Aug 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1625 ROZWOOD DR, 1625, CHARLOTTE, NC 28216-1138 |
| Name | Verified Name |
|---|---|
| Address | 742 MUTUAL RD, GASTONIA, NC 28052-1413 |
| Document Number | 0005362555 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 5362/555 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 21, 2019 |
| Property Address | 742 MUTUAL RD, GASTONIA, NC 28052-1413 |
| Document Number | 0050830268 |
| Book / Page | 005083 / 000268 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 285 MC ADENVILLE NC 281010285, MC ADENVILLE, NC 28101-0285 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 29, 2019 |
| Property Address | 742 MUTUAL RD, GASTONIA, NC 28052-1413 |
| Document Number | 0050561320 |
| Book / Page | 005056 / 001320 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 285 MC ADENVILLE NC 281010285, MC ADENVILLE, NC 28101-0285 |
The 2026 property tax bill for 742 Mutual Rd was $2,968.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,968.00 | $277,730 (-) Land $12,500 Building $265,230 | |
| 2025 | $2,968.00 | $277,730 Land $12,500 Building $265,230 | |
| 2023 | $2,999.00 | $277,730 Land $12,500 Building $265,230 | |
| 2021 | $59,660 Land $6,000 Building $53,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 742 Mutual Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 742 Mutual Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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