742 Decamp Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 742 Decamp Ave, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1924
Lot Size0.128 acres (5,600 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2019)
Tax Bill$6,622 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 50.37-1-20

Property Details

APN / Parcel Number

Primary APN421500 50.37-1-20
Alternative APN
  • 150005003700010200000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
2nd Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address742 DECAMP AVE
CitySCHENECTADY
StateNY
Zip12309-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal SubdivisionSCHENECTADY CONTRACTING COMPANY
Legal Block1
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2017
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address742 DECAMP AVE, SCHENECTADY, NY 12309-6010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Sep 19, 2019Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Sep 19, 2017Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleSep 19, 2017 · Amount on Record
Deed Document Number201941857
Deed Book / Page2020 / 332
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address742 DECAMP AVE, SCHENECTADY, NY 12309-6010
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 DECAMP AVE, SCHENECTADY, NY 12309-6010

Mortgage

Document Number0000022702
DateSep 22, 2025
Instrument202522702
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 21, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 19, 2019
Property Address742 DECAMP AVE, SCHENECTADY, NY 12309-6010
Document Number0000041857
Book / Page2020 / 332
Instrument DateSep 13, 2019
Instrument201941857
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address742 DECAMP AVE, 742, SCHENECTADY, NY 12309-6010

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CHESTNUT ST, ALBANY, NY 12210-1945

Mortgage

Document Number0000041858
DateSep 19, 2019
Book Page4939/893
Instrument201941858
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 19, 2017
Property Address742 DECAMP AVE, SCHENECTADY, NY 12309-6010
Document Number0000042295
Book / Page1971 / 591
Instrument DateAug 28, 2017
Instrument201742295
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$498.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address742 DECAMP AVE, 742, SCHENECTADY, NY 12309-6010

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 1ST ST, WATERVLIET, NY 12189-3959

Mortgage

Document Number0000042297
DateSep 19, 2017
Book Page4788/689
Instrument201742297
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,622.00 (+1.77%)
2025$6,507.00 (+4.93%)$125,800 (-) Land $18,900 Building $106,900$208,313 (+30.82%) Land $31,297 Building $177,016
2023$125,800 (-) Land $18,900 Building $106,900$159,241 (+3.8%) Land $23,924 Building $135,317
2022$125,800 Land $18,900 Building $106,900$153,415 Land $23,049 Building $130,366
2021$6,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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