742 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 742 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,638 sqft · built 1966
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on File
Last Sale	$365,000 (Apr 2016)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2024 Transfer + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0401-007-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0401-007-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	742 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6644
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 01, LOT 49
Legal Subdivision	CAMPUS COMMONS 01
Legal Lot Number	49
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	5403

Owner

742 Commons Dr, a planned unit development, is owner-occupied and held in a trust since March 2024.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Apr 10, 2024	Intrafamily Transfer, Transfer
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016 · Amount on File
Deed Sale	Apr 4, 2016 · Amount on File
Prior Sale	Mar 23, 2010 · Amount on File
Deed Book / Page	20160404 / 1060
Last Transfer Date	Mar 8, 2024
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644

Mortgage

Document Number	0000001128
Date	May 4, 2021
Instrument	202105041128

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 10, 2024
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Document Number	0000000614
Map Reference	MB 78 MAP 3
Instrument Date	Mar 8, 2024
Instrument	202404100614
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644

Mortgage

Document Number	5040000001128
Date	May 4, 2021
Book Page	20210504/1128

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Document Number	2007150048
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 COMMONS DR SACRAMENTO CA 958256644, SACRAMENTO, CA 95825-6644

Mortgage

Document Number	2007150048
Date	Jul 15, 2020
Instrument	2007150048

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 14, 2030

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Document Number	1911010425
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 COMMONS DR SACRAMENTO CA 958256644, SACRAMENTO, CA 95825-6644

Mortgage

Document Number	1911010425
Date	Nov 1, 2019
Instrument	1911010425

Lender

Name	THIRD FED'L S&L
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Document Number	1910170288
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 COMMONS DR SACRAMENTO CA 958256644, SACRAMENTO, CA 95825-6644

Mortgage

Document Number	1910170288
Date	Oct 17, 2019
Instrument	1910170288

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 16, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	742 COMMONS DR, SACRAMENTO, CA 95825-6644
Document Number	1708181034
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 COMMONS DR SACRAMENTO CA 958256644, SACRAMENTO, CA 95825-6644

Mortgage

Document Number	1708181034
Date	Aug 18, 2017
Instrument	1708181034

Lender

Name	THIRD FED'L S&L
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 742 Commons Dr was $5,284 with a homeowner's exemption, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,717 (+2%) Land $144,892 Building $295,825
2025	$5,284.00 (+0.19%) Homeowner's exemption	$432,076 Land $142,051 Building $290,025
2024	$5,274.00 (+2.59%)
2023	$5,141.00 (+0.63%) Homeowner's exemption	$415,300 Land $136,536 Building $278,764
2022	$5,109.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 742 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 742 Commons Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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