74181 Penn Mill Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74181 Penn Mill Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,580 sqft · built 2018
Lot Size	0.516 acres (22,477 sqft)
Owner	Individual Name on File
Last Sale	$200,500 (Jul 2019)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
APN	`107-140-9403`

Property Details

APN / Parcel Number

Primary APN	`107-140-9403`
Alternative APN	`32451`

Interior

Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	22,477 sqft (0.516 acres)

Location & Zoning

Old Parcel Number	107-140-9403
Street Address	74181 PENN MILL RD
City	COVINGTON
State	LA
Zip	70435-7330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.516 AC M/L BEING PARCEL 6 SEC 23 6 10 INST NO 1480693 INST NO 1512830 INST NO 1564142 INST NO 2020426 INST NO 2073675 INST N
Legal Range	10
Legal Township	06
Legal Section	23
Legal Subdivision	PENN MILL RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2019
Census Tract	40204

Owner

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	74181 PENN MILL RD, COVINGTON, LA 70435-7330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Jul 17, 2019	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Jul 3, 2018	Cash Sale Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	2165106
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	74181 PENN MILL RD, COVINGTON, LA 70435-7330
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002258268
Date	Mar 15, 2021
Instrument	2258268

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 17, 2019
Property Address	74181 PENN MILL RD, COVINGTON, LA 70435-7330
Document Number	0002165106
Map Reference	DOC 2117194
Instrument Date	Jul 8, 2019
Instrument	2165106
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ACTUAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74181 PENN MILL RD, COVINGTON, LA 70435-7330

Mortgage

Document Number	0002165109
Date	Jul 17, 2019
Instrument	2165109

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 3, 2018
Property Address	74181 PENN MILL RD, COVINGTON, LA 70435-7330
Document Number	0002117194
Instrument Date	Jun 28, 2018
Instrument	2117194
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13781 TIMBERLAKE DR, DENHAM SPRINGS, LA 70726-8824

Mortgage

Document Number	0002117196
Date	Jul 3, 2018
Instrument	2117196

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (-3.78%) Homeowner's exemption	$24,751 (-) Land $2,000 Building $22,751	$247,507 (-) Land $20,000 Building $227,507
2024	$2,011.00 (+40.73%) Homeowner's exemption	$24,751 (+30.58%) Land $2,000 Building $22,751	$247,507 (+30.58%) Land $20,000 Building $227,507
2023	$1,429.00 Homeowner's exemption	$18,955 (-) Land $2,000 Building $16,955	$189,550 (-2.57%) Land $20,000 Building $169,550
2022	$1,429.00 Homeowner's exemption	$18,955 Land $2,000 Building $16,955	$194,550 Land $25,000 Building $169,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 90% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-PRUDEN CREEK private · serves 324 people · EPA ID LA1103197
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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