74180 B Rd, Bertrand, NE 68927 Property Records

Phelps County property record for 74180 B Rd, Bertrand, NE 68927

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1980
Lot Size	8.37 acres (364,641 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2019)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003534.00`

Property Details

APN / Parcel Number

Primary APN	`003534.00`
Alternative APN	`3787-16-2-00000-000-3534`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,504 sqft
Finished Basement	904 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	364,641 sqft (8.37 acres)
Garage Type	Attached
Garage Area	336 sqft
Driveway	Concrete Driveway
Driveway Area	980 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Granary	150 sqft
Utility Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	74180 B RD
City	BERTRAND
State	NE
Zip	68927-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	PT. NW1/4 16-7-20 GARFIELD
Legal Range	20
Legal Township	07
Legal Section	16
Jurisdiction	PHELPS NE
Township / Civil Division	3
Census Block Group	3
Census Block	3269
Census Tract	967200

Owner

74180 B Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Phelps County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	74180 B RD, BERTRAND, NE 68927-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRUNING STATE BANK
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2019	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Deed Document Number	20191512
Deed Book / Page	94 / 44
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	74180 B RD, BERTRAND, NE 68927-2507
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74180 B RD, BERTRAND, NE 68927-2507

Mortgage

Document Number	000331/449
Date	Apr 25, 2024
Book Page	331/449
Instrument	2024-00397

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	74180 B RD, BERTRAND, NE 68927-2507
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	316/462
Date	Oct 4, 2021
Book Page	316/462
Instrument	1670

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	74180 B RD, BERTRAND, NE 68927-2507
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	299/490
Date	Oct 9, 2019
Book Page	299/490
Instrument	1348

Lender

Name	BRUNING STATE BANK
Type	Bank
Address	HOLDREGE, NE 68949

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHELPS NE
Property Address	74180 B RD, BERTRAND, NE 68927-2507
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	308/320
Date	Nov 9, 2020
Book Page	308/320
Instrument	1692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHELPS NE
Recording Date	Nov 12, 2019
Property Address	74180 B RD, BERTRAND, NE 68927-2507
Document Number	094/044
Book / Page	094 / 044
Instrument Date	Nov 12, 2019
Instrument	1512
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	PREBLE COUNTY TITLE COMPANY, PHELPS COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	300105
Date	Nov 12, 2019
Instrument	300/105

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 74180 B Rd was $2,060.

Source: Phelps County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Phelps County
Unified School District	Bertrand Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,085 (-10.5%) Land $70,200 Building $215,885	$286,085 (-10.5%) Land $70,200 Building $215,885
2025	$2,060.00	$319,653 Land $92,943 Building $226,710	$319,653 Land $92,943 Building $226,710
2023	$2,590.00	$237,002 Land $79,917 Building $157,085	$237,002 Land $79,917 Building $157,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 74180 B Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74180 B Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
ATCJET.NET Fixed Wireless	200 / 40
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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