7418 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7418 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,116 sqft · built 1982
Lot Size0.184 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$198,800 (Jun 2021)
Tax Bill$6,588 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-25-42-0286-0013

Property Details

APN / Parcel Number

Primary APN001-25-42-0286-0013
Alternative APNs
  • 45-05-32-202-009.000-004
  • 254202860013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories3 Stories
Building Area2,116 sqft Living Area
1st Floor Area2,116 sqft
Basement Area280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions197 ft deep x 40 ft wide
TerrainRolling
Garage TypeCarport
Garage Area722 sqft
CarportCarport
Carport Area722 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7418 OAK AVE
CityGARY
StateIN
Zip46403-1271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE. E. EVANS RESUBDIV. ALL LOT 12 BL. 26
Legal SubdivisionE. E. EVANS RESUBDIV
Legal Block26
Legal Lot Number12
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1001
Census Tract10100

Owner

7418 Oak Ave is owned and occupied by an individual who bought it in June 2021.

Source: Lake County records, as of March 26, 2026

Owner of RecordIndividual Name on File
Mailing Address7418 OAK AVE, GARY, IN 46403-1271
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Line of Credit
CENTIER BANK
Jun 17, 2021Affidavit of Death of Joint Tenant, Transfer · Line of Credit
CENTIER BANK
May 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTIER BANK
Aug 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTIER BANK
May 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2021 · Amount on File
Deed SaleJun 17, 2021 · Amount on File
Prior SaleSep 13, 2005 · Amount on File
Deed Document Number2021513909
Prior Transfer DateJun 4, 2021
Prior Transfer Doc0000013909
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7418 OAK AVE, GARY, IN 46403-1271
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7418 OAK AVE, GARY, IN 46403-1271

Mortgage

Document Number0000010258
DateMar 16, 2026
Instrument2026-510258
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 9, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE IN
Recording DateJun 17, 2021
Property Address7418 OAK AVE, GARY, IN 46403-1271
Document Number0000013909
Map ReferenceMB 13 PG 31
Instrument DateJun 4, 2021
Instrument2021-513909
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7418 OAK AVE, GARY, IN 46403-1271

Mortgage

Document Number0000013910
DateJun 17, 2021
Instrument2021-513910
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 4, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7418 OAK AVE, GARY, IN 46403-1271
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029709
DateMay 26, 2020
Instrument2020 029709
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7418 OAK AVE, GARY, IN 46403-1271
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053975
DateAug 23, 2018
Instrument2018 053975
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2033

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateMay 8, 2017
Property Address7418 OAK AVE, GARY, IN 46403-1271
Document Number0000027956
Instrument DateMay 4, 2017
Instrument27956
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7418 OAK AVE GARY IN 464031271, GARY, IN 46403-1271

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$533,500 Land $371,600 Building $161,900$533,500 Land $371,600 Building $161,900
2024$6,588.00
2023$467,800 (+27.5%) Land $323,800 Building $144,000$467,800 (+27.5%) Land $323,800 Building $144,000
2022$4,828.00 (-73.62%) Homeowner's exemption$366,900 Land $204,500 Building $162,400$366,900 Land $204,500 Building $162,400
2021$18,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7418 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7418 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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