7417 Wycliffe Dr, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7417 Wycliffe Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,909 sqft · built 2001
Lot Size	0.584 acres (25,439 sqft)
Owner	2 Company Names on Record
Last Sale	$713,000 (Nov 2016)
Tax Bill	$9,054 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21323002990000`

Property Details

APN / Parcel Number

Primary APN	`21323002990000`
Alternative APNs	`323002990000` `01008318`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,909 sqft Finished Area
Basement Area	2,953 sqft
Finished Basement	2,067 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,439 sqft (0.584 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Deck Area	432 sqft
Patio Area	21 sqft
Gazebo	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01008318
Street Address	7417 WYCLIFFE DR
City	PROSPECT
State	KY
Zip	40059-8891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 299 SUTHERLAND SUBDIVISION, PHASE 17, PB.45, PG.96, 0.5840 AC +/-
Legal Subdivision	SUTHERLAND
Legal Phase	17
Legal Lot Number	299
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3009
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7417 WYCLIFFE DR, PROSPECT, KY 40059-8891
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2016 · Amount on Record
Deed Sale	Nov 21, 2016 · Amount on Record
Prior Sale	May 21, 2002 · Amount on Record
Deed Document Number	2016283272
Deed Book / Page	10762 / 157
Last Transfer Date	Feb 12, 2026
Transfer Doc	0000016596
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7417 WYCLIFFE DR, PROSPECT, KY 40059-8891
Document Number	0170110916
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7417 WYCLIFFE DR PROSPECT KY 400598891, PROSPECT, KY 40059-8891

Mortgage

Document Number	0170110916
Date	Dec 14, 2020
Book Page	017011/000916
Instrument	267456

Lender

Name	FIFTH THIRD BK/LOUISVILLE
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,054.00 (-3.63%)	$811,340 (-) Land $175,000 Building $636,340
2024			$811,340 (-) Land $175,000 Building $636,340
2023	$9,395.00 (-0.34%)	$811,340 (-) Land $175,000 Building $636,340	$811,340 (-) Land $175,000 Building $636,340
2022	$9,427.00	$811,340 Land $175,000 Building $636,340	$811,340 Land $175,000 Building $636,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	55 units insured incl. 12 condo units
Nearby Flood Claims	58 (1991–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BluegrassNet.

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