74165 River Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 74165 River Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,959 sqft · built 1963
Lot Size	4.03 acres (175,634 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Oct 2022)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
APN	`107-012-9305`

Property Details

APN / Parcel Number

Primary APN	`107-012-9305`
Alternative APN	`25889`

Interior

Building Area	1,959 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Lot Area	175,634 sqft (4.03 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,034 sqft
Parking Spaces	4 Parking Spaces
Storage Building	528 sqft

Location & Zoning

Old Parcel Number	107-012-9305
Street Address	74165 RIVER RD
City	COVINGTON
State	LA
Zip	70435-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.0315 AC SEC 22 6 11
Legal Range	11
Legal Township	06
Legal Section	22
Legal Subdivision	RIVER RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1004
Census Tract	40205

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	74165 RIVER RD, COVINGTON, LA 70435-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	2350748
Record Updated	Jun 8, 2026

October 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 24, 2022
Property Address	74165 RIVER RD, COVINGTON, LA 70435-2211
Document Number	0002350748
Instrument Date	Oct 21, 2022
Instrument	2350748
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ALLEGIANCE TITLE & LAND SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1798 OLD GALLATIN RD, PORTLAND, TN 37148-5903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74251 RIVER RD, COVINGTON, LA 70435-2249

Mortgage

Document Number	0002350751
Date	Oct 24, 2022
Instrument	2350751

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (-3.8%) Homeowner's exemption	$26,245 (-) Land $6,000 Building $20,245	$262,446 (-) Land $60,000 Building $202,446
2024	$2,186.00 (+16.59%) Homeowner's exemption	$26,245 (+16.49%) Land $6,000 Building $20,245	$262,446 (+16.49%) Land $60,000 Building $202,446
2023	$1,875.00 Homeowner's exemption	$22,529 (-) Land $6,000 Building $16,529	$225,292 (-) Land $60,000 Building $165,292
2022	$1,875.00 Homeowner's exemption	$22,529 Land $6,000 Building $16,529	$225,292 Land $60,000 Building $165,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 289 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	37 (2005–2016)
Claims Outside the SFHA	19 of 37
Most Recent Claim	Aug 2016 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2016 · 33 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 94% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000