7415 Forest Oak Dr, McHenry, IL 60050 Property Records

McHenry County property record for 7415 Forest Oak Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,470 sqft · built 2000
Lot Size	0.987 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Apr 2026)
Tax Bill	$14,048 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-31-402-010`

Property Details

APN / Parcel Number

Primary APN	`09-31-402-010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,470 sqft Living Area
1st Floor Area	2,456 sqft
Basement Area	2,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Lot Area	44,431 sqft (0.987 acres)
Garage Area	885 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7415 FOREST OAK DR
City	MCHENRY
State	IL
Zip	60050-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0006810 LT 25 AS AMEND PER DOC 1997R0054880 WHITE OAK RIDGE MEMO: GILZOW, DANIEL W/BARBARA J REV LIV TR
Legal Subdivision	WHITE OAK RIDGE
Legal Block	402
Legal Lot Number	25
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1040
Census Tract	870501

Owner

Source: McHenry County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7415 FOREST OAK DR, MCHENRY, IL 60050-2208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Feb 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jan 29, 2013 · Amount on Record
Deed Document Number	202611403
Prior Transfer Date	Feb 20, 2016
Prior Transfer Doc	0000006810
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 27, 2026
Property Address	7415 FOREST OAK DR, MCHENRY, IL 60050-2208
Document Number	0000011403
Instrument Date	Apr 7, 2026
Instrument	202611403
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7415 FOREST OAK DR, MCHENRY, IL 60050-2208

Mortgage

Document Number	0000011404,
Date	Apr 27, 2026
Instrument	202611404

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7415 FOREST OAK DR, MCHENRY, IL 60050-2208
Document Number	0000045940
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7415 FOREST OAK DR MCHENRY IL 600502208, MCHENRY, IL 60050-2208

Mortgage

Document Number	0000045940
Date	Dec 12, 2017
Instrument	45940

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 24, 2017
Property Address	7415 FOREST OAK DR, MCHENRY, IL 60050-2208
Document Number	0000006810
Instrument Date	Feb 20, 2017
Instrument	6810
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7415 FOREST OAK DR MCHENRY IL 600502208, MCHENRY, IL 60050-2208

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$14,048.00	$191,644 (+20.32%) Land $51,172 Building $140,472	$574,932 (+20.32%) Land $153,516 Building $421,416
2022	Homeowner's exemption	$159,285 Land $42,532 Building $116,753	$477,855 Land $127,596 Building $350,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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