7415 Elm Ave, Lubbock, TX 79404 Property Records

Lubbock County property record for 7415 Elm Ave, Lubbock, TX 79404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,376 sqft · built 1981
Lot Size	0.177 acres (7,735 sqft)
Owner	Individual Name on Record
Tax Bill	$1,546 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R96771`

Property Details

APN / Parcel Number

Primary APN	`R96771`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	7,735 sqft (0.177 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7415 ELM AVE
City	LUBBOCK
State	TX
Zip	79404-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	ROBBIE MARION HTS L 8
Legal Subdivision	ROBBIE MARION HEIGHTS
Legal Lot Number	80
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1136
Census Tract	2500

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7415 ELM AVE, LUBBOCK, TX 79404-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022
Deed Sale	May 2, 2022
Prior Sale	Jun 17, 2015
Deed Document Number	2022-20969
Record Updated	Jun 8, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	May 2, 2022
Property Address	7415 ELM AVE, LUBBOCK, TX 79404-6420
Document Number	0000020969
Map Reference	VOL 1546 PG 854
Instrument Date	May 2, 2022
Instrument	2022020969
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7415 ELM AVE, LUBBOCK, TX 79404-6420

Mortgage

Document Number	0000020970
Date	May 2, 2022
Instrument	2022020970

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (-25.17%) Homeowner's exemption	$156,000 (-2.04%) Land $1,800 Building $154,200	$156,000 (-2.04%) Land $1,800 Building $154,200
2024	$2,066.00 (-30.2%)
2023	$2,960.00 (+150.85%) Homeowner's exemption	$159,252 Land $1,800 Building $157,452	$159,252 Land $1,800 Building $157,452
2022	$1,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	2 (1999–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet.

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