7415 Clouds Rest Dr, Fort Mill, SC 29707 Property Records

Lancaster County property record for 7415 Clouds Rest Dr, Fort Mill, SC 29707

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,243 sqft · built 2020
Lot Size	0.163 acres (7,133 sqft)
Owner	2 Individual Names on File
Last Sale	$370,673 (Jan 2020)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0004P-0A-306.00`

Property Details

APN / Parcel Number

Primary APN	`0004P-0A-306.00`
Alternative APN	`97868`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,243 sqft Living Area
Gross Area	3,186 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	7,133 sqft
Garage Area	506 sqft

Location & Zoning

Account Number	97868
Street Address	7415 CLOUDS REST DR
City	FORT MILL
State	SC
Zip	29707-7880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON SOUTH 0.16 AC
Legal Subdivision	COVINGTON SOUTH
Legal Lot Number	306
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2005
Census Tract	11204

Owner

7415 Clouds Rest Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7415 CLOUDS REST DR, FORT MILL, SC 29707-7880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Jan 27, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	20201419
Deed Book / Page	1302 / 283
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Apr 24, 2026
Property Address	7415 CLOUDS REST DR, FORT MILL, SC 29707-7880
Document Number	0000005751
Book / Page	5572 / 251
Instrument Date	Apr 24, 2026
Instrument	20265751
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7415 CLOUDS REST DR, FORT MILL, SC 29707-7880
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005751,
Date	Apr 24, 2026
Book Page	5572/251
Instrument	20265751

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Apr 7, 2026
Property Address	7415 CLOUDS REST DR, FORT MILL, SC 29707-7880
Document Number	0000004798
Book / Page	5560 / 275
Instrument Date	Apr 1, 2026
Instrument	20264798
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7415 CLOUDS REST DR, FORT MILL, SC 29707-7880
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004798,
Date	Apr 7, 2026
Book Page	5560/275
Instrument	20264798

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

January 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 27, 2020
Property Address	7415 CLOUDS REST DR, INDIAN LAND, SC 29707-7880
Document Number	0000001419
Book / Page	1302 / 283
Map Reference	MB 2019 PG 56
Instrument Date	Jan 27, 2020
Instrument	2020001419
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7415 CLOUDS REST DR, INDIAN LAND, SC 29707-7880

Mortgage

Document Number	0000001420
Date	Jan 27, 2020
Instrument	2020001420

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 23, 2019
Property Address	7415 CLOUDS REST DR, INDIAN LAND, SC 29707-7880
Document Number	0000010683
Book / Page	001253 / 000206
Instrument Date	Jul 12, 2019
Instrument	10683
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$316.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7415 Clouds Rest Dr was $2,443, up 10.1% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,443.00 (+10.14%)	$16,675 Land $3,639 Building $13,036	$572,800 Land $125,000 Building $447,800
2024	$2,218.00 (+4.62%)
2023	$2,120.00	$14,500 Land $3,000 Building $11,500	$362,500 Land $75,000 Building $287,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7415 Clouds Rest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7415 Clouds Rest Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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