7413 Cinnamon Teal Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7413 Cinnamon Teal Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,734 sqft · built 2003
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Jul 2025)
Tax Bill$3,692 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNT001700638

Property Details

APN / Parcel Number

Primary APNT001700638
Alternative APN
  • 2-0130-8242-00-0020.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,734 sqft Living Area
Gross Area2,466 sqft
1st Floor Area762 sqft
Basement Area640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area195 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT001700638
Street Address7413 CINNAMON TEAL DR
CityO FALLON
StateMO
Zip63368-9626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKNOLLS #2 LOT 20
Legal SubdivisionKNOLLS #2
Legal Lot Number20
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2003
Census Tract311152

Owner

7413 Cinnamon Teal Dr is owned and occupied by an individual who bought it in July 2025.

Source: St. Charles County records, as of September 14, 2026

Owner of RecordIndividual Name on File
Mailing Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD
May 4, 2023Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 17, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2025 · Amount on File
Deed SaleJul 25, 2025 · Amount on File
Prior SaleAug 17, 2022 · Amount on File
Deed Document Number202531683
Prior Transfer DateJul 26, 2010
Prior Transfer Doc0000481950
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626

Mortgage

Document Number0000005954
DateJan 31, 2022
Instrument2022R-005954
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62703
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626

Mortgage

Document Number0000041810
DateJul 27, 2022
Instrument2022R-041810
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794
Agreement
TypeLine of Credit
AmountAmount on Record

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
InvestorPossibly a Property Investor

Mortgage

Document Number0000017050
DateMay 4, 2023
Instrument2023R-017050
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 17, 2022
Property Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Document Number0000045542
Map ReferenceMB 36 PG 62
Instrument DateAug 15, 2022
Instrument2022R-045542
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 TOWERGATE CT, LAKE SAINT LOUIS, MO 63367-4378

Transferred To (Grantee/Buyer)

NameVerified Name
Address7413 CINNAMON TEAL DR, O FALLON, MO 63368-9626
InvestorPossibly a Property Investor

Mortgage

Document Number0000045543
DateAug 17, 2022
Instrument2022R-045543
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7413 Cinnamon Teal Dr was $3,692.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,426 (-)$302,243 (-) Land $60,000 Building $242,243
2025$3,692.00$57,426$302,243 Land $60,000 Building $242,243
2023$53,044
2022$279,182 Land $50,000 Building $229,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7413 Cinnamon Teal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7413 Cinnamon Teal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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