Collin County property record for 7412 Waterfall Dr, McKinney, TX 75072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,545 sqft · built 2000 |
| Owner | Individual Name on File |
| Tax Bill | $19,209 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-4331-00A-0020-1 |
| Primary APN | R-4331-00A-0020-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,545 sqft Living Area |
| Gross Area | 5,283 sqft |
| 2nd Floor Area | 1,522 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 480 sqft |
| Porch | Covered Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2094629 |
|---|---|
| Street Address | 7412 WATERFALL DR |
| City | MCKINNEY |
| State | TX |
| Zip | 75072-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | NEWPORT VILLAGE (CMC), BLK A, LOT 2 |
| Legal Subdivision | NEWPORT VILLAGE (CMC) |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 30525 |
7412 Waterfall Dr is owned and occupied by an individual who acquired it in July 2022.
Source: Collin County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage PROSPERITY BK |
| May 1, 2018 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG |
| Mar 30, 2017 | Deed of Trust, Mortgage · Line of Credit FROST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 |
| Deed Sale | Jul 29, 2022 |
| Prior Sale | Apr 30, 2012 |
| Deed Document Number | 20220729000116940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 29, 2022 |
| Property Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Document Number | 0000116940 |
| Map Reference | VOL I PG 734 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 20220729000116940 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Document Number | 0000116941 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 20220729000116941 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000092510 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 20220118000092510 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | EL CAMPO, TX 77437 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Document Number | 0001986820 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7412 WATERFALL DR MCKINNEY TX 750726923, MCKINNEY, TX 75072-6923 |
| Document Number | 0001986820 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 1986820 |
| Name | PROSPERITY BK |
|---|---|
| Type | Bank |
| Address | EL CAMPO, TX 77437 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Document Number | 0000554960 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7412 WATERFALL DR MCKINNEY TX 750706923, MCKINNEY, TX 75070-6923 |
| Document Number | 0000554960 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 554960 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 6, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 7412 WATERFALL DR, MCKINNEY, TX 75072-6923 |
| Document Number | 0000500470 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7412 WATERFALL DR MCKINNEY TX 750706923, MCKINNEY, TX 75070-6923 |
| Document Number | 0000500470 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 500470 |
| Name | FROST BK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184,361 Land $334,950 Building $849,411 | $1,184,361 Land $334,950 Building $849,411 | |
| 2024 | $19,209.00 | ||
| 2023 | $1,059,119 Land $259,875 Building $799,244 | $1,059,119 Land $259,875 Building $799,244 | |
| 2022 | $14,878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7412 Waterfall Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7412 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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