Genesee County property record for 7412 Sharp Rd, Swartz Creek, MI 48473
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,628 sqft · built 1964 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,488 (Dec 2021) |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18-400-007 |
| Primary APN | 15-18-400-007 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7412 SHARP RD |
|---|---|
| City | SWARTZ CREEK |
| State | MI |
| Zip | 48473-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | A PARCEL OF LAND BEG 1432.3 FT S OF E 1/4 COR OF SEC TH S 130 FT TH S 89 DEG 23 MIN W 660 FT TH N 130 FT TH N 89 DEG 23 MIN E |
| Legal Range | 06E |
| Legal Township | 06N |
| Legal Section | 18 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MUNDY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 12904 |
7412 Sharp Rd is owned and occupied by two individuals who bought it in December 2021.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7412 SHARP RD, SWARTZ CREEK, MI 48473-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on File |
| Deed Sale | Dec 27, 2021 · Amount on File |
| Prior Sale | Sep 10, 2014 · Amount on File |
| Deed Document Number | 202196272 |
| Prior Transfer Date | Nov 4, 2021 |
| Prior Transfer Doc | 0000096272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Dec 27, 2021 |
| Property Address | 7412 SHARP RD, SWARTZ CREEK, MI 48473-9409 |
| Document Number | 0000096272 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 202112270096272 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7412 SHARP RD # RTL, RTL, SWARTZ CREEK, MI 48473-9409 |
| Document Number | 0000096273 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 202112270096273 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7412 SHARP RD, SWARTZ CREEK, MI 48473-9409 |
| Document Number | 0000078561 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7412 SHARP RD SWARTZ CREEK MI 484739409, SWARTZ CREEK, MI 48473-9409 |
| Document Number | 0000078561 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 78561 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
The 2025 property tax bill for 7412 Sharp Rd was $3,684 with a homeowner's exemption, up 2.2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mundy Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,900 (+5.41%) | $303,800 (+5.41%) | |
| 2025 | $3,684.00 (+2.16%) Homeowner's exemption | $144,100 | $288,200 |
| 2024 | $3,606.00 | ||
| 2023 | $118,300 | $236,600 | |
| 2016 | $2,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7412 Sharp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7412 Sharp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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