7412 S Phillips Ave, Chicago, IL 60649 Property Records

Cook County property record for 7412 S Phillips Ave, Chicago, IL 60649

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,328 sqft · built 1893
Lot Size	0.12 acres (5,206 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (May 2009)
Tax Bill	$1,309 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-30-115-017`

Property Details

APN / Parcel Number

Primary APN	`21-30-115-017`
Alternative APN	`21-30-115-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1895
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,206 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7412 S PHILLIPS AVE
City	CHICAGO
State	IL
Zip	60649-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Description	(SOUTH)(SHORE) SUB OF N FRACL HALF OF FRACL OF TOGETH ER WITH A RESUB OF LTS 1 2 4 64 66 126-127 DIV 1 OF WESTFALLS SUB OF 20
Legal Range	15E
Legal Township	38N
Legal Section	30
Legal Subdivision	SOUTH SHORE
Legal Block	4
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	431302

Owner

Source: Cook County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1507 E 53RD ST, 266, CHICAGO, IL 60615-4573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage LIFESTONE MORTGAGE CORP
Mar 9, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 12, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 12, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 22, 2019	Quit Claim Deed, Mortgage VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2009 · Amount on Record
Deed Sale	May 15, 2009 · Amount on Record
Prior Sale	Nov 29, 2007
Deed Document Number	200940017
Last Transfer Date	Oct 10, 2019
Transfer Doc	0000034105
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024346191
Date	Aug 31, 2021
Instrument	2124346191

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company
Address	HAMPSHIRE, IL 60140

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722

Mortgage

Document Number	0006813110
Date	Mar 9, 2023
Instrument	2306813110

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Sep 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722

Mortgage

Document Number	0002545196
Date	Jan 25, 2023
Instrument	2302545196

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722

Mortgage

Document Number	0001246053
Date	Jan 12, 2024
Instrument	2401246053

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Sep 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722

Mortgage

Document Number	0022514281
Date	Aug 12, 2024
Instrument	2422514281

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2051

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 22, 2019
Property Address	7412 S PHILLIPS AVE, CHICAGO, IL 60649-3722
Document Number	1929534105
Instrument Date	Oct 10, 2019
Instrument	29534105
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 3676 ASPEN CO 816123676, ASPEN, CO 81612-3676

Mortgage

Document Number	1929534106
Date	Oct 22, 2019
Instrument	29534106

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Oct 21, 2021

Interest

Rate	11.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,301 (+82.13%) Land $3,905 Building $13,396	$173,010 (+82.13%) Land $39,050 Building $133,960
2023	$1,309.00 (+4.72%)
2022	$1,250.00	$9,499 Land $6,507 Building $2,992	$94,990 Land $65,070 Building $29,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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