Isle Of Wight County property record for 7412 Moonlight Rd, Smithfield, VA 23430 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,970 sqft Living Area |
| Lot Size | 66,647 sqft (1.53 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2017) |
| Tax Bill | $2,513.00 (2025) |
Source: Isle Of Wight County records · APN 11-01-019A
Assessment roll updated October 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7412 MOONLIGHT RD, SMITHFIELD, VA 23430-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage SOVEREIGN LENDING GROUP INC |
| Apr 30, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANUNITED.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on Record |
| Deed Sale | Oct 23, 2017 · Amount on Record |
| Prior Sale | Oct 07, 1980 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 7412 MOONLIGHT RD, SMITHFIELD, VA 23430-5206 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7412 MOONLIGHT RD, SMITHFIELD, VA 23430-5206 |
| Document Number | 0260001472 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 260001472 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 7412 MOONLIGHT RD, SMITHFIELD, VA 23430-5206 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7412 MOONLIGHT RD, SMITHFIELD, VA 23430-5206 |
| Document Number | 0250001755 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 250001755 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,513.00 | $324,300 (-) Land $43,700 Building $280,600 | $324,300 (-) Land $43,700 Building $280,600 |
| 2023 | $324,300 Land $43,700 Building $280,600 | $324,300 Land $43,700 Building $280,600 |
Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 11-01-019A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,970 sqft Living Area |
| 1st Floor | 2,340 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Combination Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 66,647 sqft (1.53 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 7412 MOONLIGHT RD |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-5206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ADJ SAMUEL H WARREN PROPERTY PLAT ATTACHED TO DB 239 PG 234 |
| Legal Subdivision | CLYDE A MINTON AND GOLDIE S MINTON |
| Jurisdiction | ISLE OF WIGHT VA |
| Minor Civil Division | CARRSVILLE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 280101 |
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