7412 Chipley Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 7412 Chipley Dr, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,328 sqft · built 2015
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual on Record
Last Sale	$248,500 (Nov 2015)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-592-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-592-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,229 sqft (0.142 acres)
Terrain	Low
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7412 CHIPLEY DR
City	WILMINGTON
State	NC
Zip	28411-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESIDENTIAL DISTRICT
Legal Description	LOT 114 RESERVE @ WESTBAY ESTATES PH 1C
Legal Subdivision	COASTAL CAROLINA DEVELOPERS
Legal Block	1
Legal Lot Number	114
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2025
Census Tract	11612

Owner

Source: New Hanover County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7412 CHIPLEY DR, WILMINGTON, NC 28411-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2024	Deed of Trust, Mortgage · SBA Mortgage FFB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	527318
Deed Book / Page	5933 / 1883
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7412 CHIPLEY DR, WILMINGTON, NC 28411-6214
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00649400034
Date	Sep 21, 2021
Book Page	6494/34
Instrument	2021045858

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jul 1, 2046

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7412 CHIPLEY DR, WILMINGTON, NC 28411-6214
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 CRESCENT OAK, IRVINE, CA 92618-4027

Mortgage

Document Number	00672600263
Date	Aug 28, 2024
Book Page	6726/263
Instrument	2024021348

Lender

Name	FFB BANK
Type	Bank
Address	7690 N PALM AVE STE 101, FRESNO, CA 93711

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (+20.41%)	$455,900 (+67.24%) Land $103,400 Building $352,500	$455,900 (+67.24%) Land $103,400 Building $352,500
2024	$1,475.00 (+0.27%)
2023	$1,471.00 (-0.88%)	$272,600 Land $66,100 Building $206,500	$272,600 Land $66,100 Building $206,500
2022	$1,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	16 (2018)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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