7411 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 7411 E Oregon Rd, Elk, WA 99009

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,382 sqft · built 1933
Lot Size9.7 acres (422,532 sqft)
Owner2 Individual Names on Record
Last Sale$313 (May 2023)
Tax Bill$4,312 (2026)
Deeds & MortgagesSep 2025 Line of Credit
May 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN39014.9036

Property Details

APN / Parcel Number

Primary APN39014.9036

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,382 sqft Living Area
Gross Area3,318 sqft
1st Floor Area1,106 sqft
AtticAttic
Attic Area1,382 sqft
Basement Area1,106 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1998
Architectural StyleBungalow
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialMetal
Lot Area422,532 sqft
Garage TypeDetached
Garage Area576 sqft

Exterior Amenities

Deck Area84 sqft
Patio Area84 sqft
Canopy84 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7411 E OREGON RD
CityELK
StateWA
Zip99009-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCV
Legal Description01-29-43 SE1/4 OF SE1/4 OF SE1/4
Legal Range43
Legal Township29
Legal Section01
JurisdictionSPOKANE WA
Township / Civil DivisionDEER PARK
Census Block Group4
Census Block4000
Census Tract10304

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7411 E OREGON RD, ELK, WA 99009-8714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
May 15, 2023Intrafamily Transfer, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Mar 1, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Mar 3, 2018Deed of Trust, Mortgage · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleMar 28, 2014 · Amount on Record
Deed Document Number20237284266
Prior Transfer DateApr 8, 2023
Prior Transfer Doc0007284266
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7411 E OREGON RD, ELK, WA 99009-8714
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7411 E OREGON RD, ELK, WA 99009-8714

Mortgage

Document Number0007444184
DateSep 30, 2025
Instrument7444184
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 24, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateMay 15, 2023
Property Address7411 E OREGON RD, ELK, WA 99009-8714
Document Number0007284266
Instrument DateApr 8, 2023
Instrument7284266
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7411 E OREGON RD, ELK, WA 99009-8714

Mortgage

Document Number0007284267
DateMay 15, 2023
Instrument7284267
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateMar 1, 2021
Property Address7411 E OREGON RD, ELK, WA 99009-8714
Document Number0007040672
Instrument DateFeb 25, 2021
Instrument7040672
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7411 E OREGON RD, ELK, WA 99009-8714

Mortgage

Document Number0007040673
DateMar 1, 2021
Instrument7040673
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7411 E OREGON RD, ELK, WA 99009-8714
Document Number0006689210
Instrument DateMar 3, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address7411 E OREGON RD ELK WA 990098714, ELK, WA 99009-8714

Mortgage

Document Number0006689210
DateMar 8, 2018
Instrument6689210
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 7, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictRiverside School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,312.00 (+7.34%)$526,400 (-3.05%) Land $144,900 Building $381,500$526,400 (-3.05%) Land $144,900 Building $381,500
2025$4,017.00 (+29.62%)$542,950 (+37.47%) Land $147,250 Building $395,700$542,950 (+37.47%) Land $147,250 Building $395,700
2024$394,950 (+48.98%) Land $152,250 Building $242,700$394,950 (+48.98%) Land $152,250 Building $242,700
2023$3,099.00 (+23.96%)$265,100 Land $70,800 Building $194,300$265,100 Land $70,800 Building $194,300
2022$2,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
Wind Wireless
Fixed Wireless
100 / 20
Ziply Fiber
Fixed Wireless
10 / 1
CenturyLink
DSL
10 / 1

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